418 E King St, Chambersburg, PA 17201 Property Records

Franklin County property record for 418 E King St, Chambersburg, PA 17201

Property Summary

Property Type	Single Family Home
Lot Size	0.141 acres (6,176 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (Mar 2023)
Tax Bill	$3,090 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`03-1C59-38`

Property Details

APN / Parcel Number

Primary APN	`03-1C59-38`
Alternative APN	`03-1C59.-038.-000000`

Exterior

Lot Area	6,176 sqft (0.141 acres)

Location & Zoning

Street Address	418 E KING ST
City	CHAMBERSBURG
State	PA
Zip	17201-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	422 E KING STREET
Jurisdiction	FRANKLIN PA
Township / Civil Division	CHAMBERSBURG
Census Block Group	2
Census Block	2008
Census Tract	10900

Owner

418 E King St is owned and occupied by an individual who bought it in March 2023.

Source: Franklin County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	418 E KING ST, CHAMBERSBURG, PA 17201-1616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage FARMERS & MERCHANTS TRUST CO
Mar 16, 2023	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS TR/CHAMBER
Jan 22, 2018	Grant Deed, Transfer · Line of Credit FARMERS & MERCHANTS TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2023 · Amount on File
Deed Sale	Mar 16, 2023 · Amount on File
Prior Sale	Jan 22, 2018 · Amount on File
Deed Document Number	20234963
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	418 E KING ST, CHAMBERSBURG, PA 17201-1616
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003465
Date	Feb 5, 2021
Instrument	202103465

Lender

Name	FARMERS & MERCHANTS TRUST CO
Type	Bank
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN PA
Recording Date	Mar 16, 2023
Property Address	418 E KING ST, CHAMBERSBURG, PA 17201-1616
Document Number	0000004963
Instrument Date	Mar 15, 2023
Instrument	202304963
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	PEAK SETTLEMENTS LLC, A&K SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,799.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 E KING ST, CHAMBERSBURG, PA 17201-1616

Mortgage

Document Number	0000004964
Date	Mar 16, 2023
Instrument	202304964

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	418 E KING ST, CHAMBERSBURG, PA 17201-1616
Document Number	0000022829
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	PARAMOUNT CLOSINGS LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	202 COLORADO ST CHAMBERSBURG PA 172027752, CHAMBERSBURG, PA 17202-7752

Mortgage

Document Number	0000022829
Date	Nov 21, 2018
Instrument	22829

Lender

Name	FARMERS & MERCHANTS TR/CHAMBER
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN PA
Recording Date	Jan 22, 2018
Property Address	418 E KING ST, CHAMBERSBURG, PA 17201-1616
Document Number	0000001409
Instrument Date	Jan 18, 2018
Instrument	1409
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	PARAMOUNT CLOSINGS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	202 COLORADO ST CHAMBERSBURG PA 172027752, CHAMBERSBURG, PA 17202-7752

Mortgage

Document Number	1410
Date	Jan 22, 2018
Instrument	1410

Lender

Name	FARMERS & MERCHANTS TR
Type	Funding / Finance Company
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 418 E King St was $3,090, up 2% from the year before.

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Franklin County
Municipality	Chambersburg Borough
Unified School District	Chambersburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,090.00 (+2.01%)	$15,270 Land $850 Building $14,420
2025	$3,029.00 (+4.27%)
2024	$2,905.00	$15,270 Land $850 Building $14,420
			$15,270 Land $850 Building $14,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 418 E King St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1995–2025)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Mudslides, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 418 E King St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHAMBERSBURG BORO WATER SYS serves 31,048 people · EPA ID PA7280005
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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