Gaston County property record for 418 E Davidson Ave, Gastonia, NC 28054
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 924 sqft · built 1900 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,425 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01005 17800 |
| Primary APN | 01005 17800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Heated Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Porch | Porch |
| Porch Area | 98 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 418 E DAVIDSON AVE |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28054-2421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | G W WILSON L 5 01 005 178 00 000 |
| Legal Subdivision | G W WILSON |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 32000 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 418 E DAVIDSON AVE, GASTONIA, NC 28054-2421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · VA Mortgage EMORTGAGE MANAGEMENT LLC |
| Sep 5, 2025 | Deed of Trust, Mortgage · VA Mortgage EMORTGAGE FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 1990 |
| Deed Sale | Jan 5, 1990 |
| Deed Book / Page | 90E / 71 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jun 5, 2026 |
| Property Address | 418 E DAVIDSON AVE, GASTONIA, NC 28054-2421 |
| Document Number | 5645001901 |
| Book / Page | 5645 / 1901 |
| Instrument Date | Jun 2, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | AMERICAS TITLE |
| Name | Verified Name |
|---|---|
| Address | 418 E DAVIDSON AVE, GASTONIA, NC 28054-2421 |
| Document Number | 5645001901, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 5645/1901 |
| Name | EMORTGAGE MANAGEMENT LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 418 E DAVIDSON AVE, GASTONIA, NC 28054-2421 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Title Company | AMERICAS TITLE GROUP, AMERICAS TITLE CORP |
| Name | Verified Name |
|---|---|
| Address | 418 E DAVIDSON AVE, GASTONIA, NC 28054-2421 |
| Document Number | 0055831015 |
|---|---|
| Date | Sep 5, 2025 |
| Book Page | 5583/1015 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 888 W BIG BEAVER RD STE 1290, TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,425.00 (+7.47%) | $133,390 (-) Land $15,000 Building $118,390 | |
| 2025 | $1,326.00 (-0.97%) | $133,390 (+7.52%) Land $15,000 Building $118,390 | |
| 2023 | $1,339.00 | $124,060 Land $15,000 Building $109,060 | |
| 2021 | $43,460 Land $10,000 Building $33,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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