418 E Cliff St, Baltimore, OH 43105 Property Records

Fairfield County property record for 418 E Cliff St, Baltimore, OH 43105

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,973 sqft · built 2019
Lot Size2.06 acres (90,169 sqft)
Owner2 Individual Names on Record
Last Sale$52,000 (Jan 2019)
Tax Bill$5,542 (2023)
Deeds & MortgagesMar 2021 Mortgage
Jun 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN024-02573.00

Property Details

APN / Parcel Number

Primary APN024-02573.00
Alternative APN
  • 0028 01003

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,973 sqft Living Area
1st Floor Area1,954 sqft

Exterior

Year BuiltBuilt 2019
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area90,169 sqft (2.06 acres)
Lot Dimensions826 ft deep x 109 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area634 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemOil
Heating FuelGas

Location & Zoning

Account Number0028 01003
Street Address418 E CLIFF ST
CityBALTIMORE
StateOH
Zip43105-1308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCORNERSTONE ESTATES SEC 2 LOT 9
Legal SubdivisionCORNERSTONE ESTATES
Legal Lot Number9
JurisdictionFAIRFIELD OH
Township / Civil DivisionLIBERTY
Census Block Group3
Census Block3009
Census Tract30300

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address515 W WASHINGTON ST, BALTIMORE, OH 43105-1175
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME MORTGAGE SOLUTIONS INC
Jun 15, 2020Deed of Trust, Mortgage
EQUITY RSRCS
Nov 20, 2019Loan Modification, Mortgage
EQUITY RSRCS
May 1, 2019Trustee's Deed, Construction Loan · Line of Credit
EQUITY RSRCS
Jan 4, 2019Survivorship Deed, Transfer · ARM
THE VINTON COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2019 · Amount on Record
Deed SaleJan 4, 2019 · Amount on Record
Prior SaleNov 30, 2011 · Amount on Record
Deed Document Number201900000217
Deed Book / Page1782 / 3862
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD OH
Property Address418 E CLIFF ST, BALTIMORE, OH 43105-1308
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanyLANDSEL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007352
DateMar 19, 2021
Instrument202100007352
Lender
NameHOME MORTGAGE SOLUTIONS INC
TypeMortgage Company
AddressCOLUMBUS, OH 43231
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD OH
Property Address418 E CLIFF ST, BALTIMORE, OH 43105-1308
Document Number0000012382
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedAug 10, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address418 E CLIFF ST BALTIMORE OH 43105, BALTIMORE, OH 43105

Mortgage

Document Number0000012382
DateJun 22, 2020
Book Page001827/001551
Instrument12382
Lender
NameEQUITY RSRCS
TypeFunding / Finance Company
AddressNEWARK, OH 43055
Agreement
AmountAmount Recorded
Term360 Months
DueJun 21, 2050

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFAIRFIELD OH
Property Address418 E CLIFF ST, BALTIMORE, OH 43105-1308
Document Number0000021653
Instrument DateNov 20, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address418 E CLIFF ST BALTIMORE OH 43105, BALTIMORE, OH 43105

Mortgage

Document Number0000021653
DateNov 20, 2019
Book Page001808/002513
Instrument21653
Lender
NameEQUITY RSRCS
TypeFunding / Finance Company
AddressNEWARK, OH 43055
Agreement
AmountAmount Recorded
Term360 Months
DueNov 19, 2049
Interest
Rate TypeFixed Rate
Rate4.37%

May 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFAIRFIELD OH
Recording DateMay 1, 2019
Property Address418 E CLIFF ST, BALTIMORE, OH 43105-1308
Book / Page001789 / 004361
Instrument DateApr 30, 2019
Instrument6760
Transaction TypeConstruction Loan
Record UpdatedMay 15, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address418 E CLIFF ST BALTIMORE OH 43105, BALTIMORE, OH 43105

Mortgage

Document Number0000006760
DateMay 1, 2019
Book Page001789/004361
Instrument6760
Lender
NameEQUITY RSRCS
TypeFunding / Finance Company
AddressNEWARK, OH 43055
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 30, 2049
Interest
Rate TypeAdjustable Rate

January 2019: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionFAIRFIELD OH
Recording DateJan 4, 2019
Property Address418 E CLIFF ST, BALTIMORE, OH 43105-1308
Document Number0000000217
Book / Page1782 / 3862
Map ReferenceCAB 2 SL 124
Instrument DateDec 17, 2018
Instrument201900000217
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyFIRST OHIO TITLE INSURANCE B

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address515 W WASHINGTON ST, BALTIMORE, OH 43105-1175

Mortgage

Document Number0000000218
DateJan 4, 2019
Instrument201900000218
Lender
NameTHE VINTON COUNTY NATIONAL BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term240 Months
DueJan 1, 2039
Interest
Rate TypeAdjustable Rate
Rate6.87%
Type Change DateJan 1, 2024
Change FrequencyAnnually
Min Rate At Change4.87%
Max Rate At Change8.87%
Index1-Year CMT
Max Rate12.8%

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
MunicipalityBaltimore Village
CountyFairfield County
County SubdivisionLiberty Township
Unified School DistrictLiberty Union-Thurston Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$153,130 (+8.63%) Land $32,360 Building $120,770$437,540 (+8.63%) Land $92,470 Building $345,070
2023$5,542.00$140,970 (-) Land $23,370 Building $117,600
2022$140,970 Land $23,370 Building $117,600$402,770 Land $66,770 Building $336,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (2007–2024)
Most Recent ClaimNov 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBALTIMORE VILLAGE PWS
serves 2,995 people · EPA ID OH2300112
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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