418 E 6th St, Des Moines, IA 50309 Property Records

Polk County property record for 418 E 6th St, Des Moines, IA 50309

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2 bd · 1 ba · 4,950 sqft · built 1880
Lot Size0.043 acres (1,881 sqft)
OwnerCompany Name on Record
Last Sale$600,000 (Sep 2025)
Tax Bill$11,978 (2024)
Deeds & MortgagesSep 2025 Sale & Line of Credit
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7824-03-327-004

Property Details

APN / Parcel Number

Primary APN7824-03-327-004
Alternative APN
  • 040/03094-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area4,950 sqft Total Area
1st Floor Area1,650 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1980
Exterior MaterialBrick/Stone
Construction TypeFrame
Fire ResistanceMasonry Walls, Wood Interior
Foundation TypeStone
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area1,881 sqft (0.043 acres)
Lot Dimensions85 ft deep x 22 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address418 E 6TH ST
CityDES MOINES
StateIA
Zip50309-1906
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeC-3B
Legal DescriptionLOT 3 E S HARTERS SUB DIV
Legal Range24W
Legal Township78N
Legal Section3
Legal SubdivisionE S HARTERS SUB
Legal Lot Number3
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group1
Census Block1031
Census Tract5102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the East Des Moines Commercial Historic District
listed 2019 · 33 contributing resources · NRIS 100003523

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 93390, DES MOINES, IA 50393-3390
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Warranty Deed, Transfer · Line of Credit
FIRST INTERSTATE BANK
Jul 21, 2020Warranty Deed, Transfer
SOUTH STORY BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2025 · Amount on Record
Deed SaleSep 15, 2025 · Amount on Record
Prior SaleJul 16, 2020 · Amount on Record
Deed Document Number2025-00054560
Deed Book / Page20268 / 332
Record UpdatedJun 7, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateSep 15, 2025
Property Address418 E 6TH ST, DES MOINES, IA 50309-1906
Document Number0000054560
Book / Page20268 / 332
Instrument DateSep 12, 2025
Instrument2025-00054560
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$959.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 93390, DES MOINES, IA 50393-3390

Mortgage

Document Number0000059205
DateSep 15, 2025
Instrument2025-00059205
Lender
NameFIRST INTERSTATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateJul 21, 2020
Property Address418 E 6TH ST, DES MOINES, IA 50309-1906
Document Number0000005987
Book / Page017950 / 000940
Instrument DateJul 15, 2020
Instrument5987
Transaction TypeTransfer
Record UpdatedAug 11, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1459 GRAND AVE DES MOINES IA 503093005, DES MOINES, IA 50309-3005

Mortgage

Document Number7578
DateJul 21, 2020
Book Page017958/000691
Instrument7578
Lender
NameSOUTH STORY BK&TR
TypeBank
AddressHUXLEY, IA 50124
Agreement
AmountAmount Recorded
Term240 Months
DueJul 20, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$472,000 (+25.53%) Land $72,400 Building $399,600$472,000 (+25.53%) Land $72,400 Building $399,600
2024$11,978.00 (+73.39%)
2023$376,000 Land $72,400 Building $303,600$376,000 Land $72,400 Building $303,600
2020$6,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims2 (2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Google Fiber, ICS Advanced Technologies, Metronet, Vero Fiber.

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