Bergen County and Northvale Borough property record for 418 Crest Dr, Northvale, NJ 07647
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 1,888 sqft · built 1956 |
| Lot Size | 0.215 acres (9,374 sqft) |
| Owner | Individual Name on File |
| Last Sale | $725,000 (Jul 2023) |
| Tax Bill | $11,385 (2023) |
| Deeds & Mortgages | Jan 2026 Mortgage Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00410-0000-00026 |
| Primary APN | 40-00410-0000-00026 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,888 sqft Gross Area |
| 1st Floor Area | 1,888 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 9,374 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Street Address | 418 CREST DR |
|---|---|
| City | NORTHVALE |
| State | NJ |
| Zip | 07647-1306 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R125 |
| Legal Description | 75X125 1LT (517,10) DISABLED VETERAN |
| Legal Subdivision | NORTHVALE MANOR |
| Legal Block | 410 |
| Legal Lot Number | 26 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | NORTHVALE |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 2200 |
418 Crest Dr is owned by an individual who bought it in July 2023.
Source: Bergen County and Northvale Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 418 CREST DR, NORTHVALE, NJ 07647-1306 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 14, 2023 | Deed, Transfer · VA Mortgage CONTOUR MORTGAGE CORP |
| Apr 5, 2022 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2023 · Amount on File |
| Deed Sale | Jul 14, 2023 · Amount on File |
| Prior Sale | Sep 12, 1997 · Amount on File |
| Deed Document Number | 202346056 |
| Deed Book / Page | 5036 / 1775 |
| Prior Transfer Date | Nov 20, 2012 |
| Prior Transfer Doc | 0012392380 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 418 CREST DR, NORTHVALE, NJ 07647-1306 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 418 CREST DR, NORTHVALE, NJ 07647-1306 |
| Document Number | 0056931896 |
|---|---|
| Date | Jan 5, 2026 |
| Book Page | 5693/1896 |
| Instrument | 2026000613 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 14, 2023 |
| Property Address | 418 CREST DR, NORTHVALE, NJ 07647-1306 |
| Document Number | 0050361775 |
| Book / Page | 5036 / 1775 |
| Instrument Date | Jul 7, 2023 |
| Instrument | 2023046056 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,067.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3204 MURRAY CT, PEARL RIVER, NY 10965-2944 |
| Name | Verified Name |
|---|---|
| Address | 418 CREST DR, NORTHVALE, NJ 07647-1306 |
| Document Number | 2023046057 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 2023046057 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 418 CREST DR, NORTHVALE, NJ 07647-1306 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 418 CREST DR, NORTHVALE, NJ 07647-1306 |
| Document Number | 0046430600 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 4643/600 |
| Instrument | 2022038962 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Northvale Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Northvale Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $709,700 (+85.25%) Land $415,000 Building $294,700 | $709,700 (+85.25%) Land $415,000 Building $294,700 | |
| 2025 | $383,100 Land $244,000 Building $139,100 | $383,100 Land $244,000 Building $139,100 | |
| 2023 | $11,385.00 (+2.42%) | $368,100 (-) Land $244,000 Building $124,100 | $368,100 (-) Land $244,000 Building $124,100 |
| 2022 | $11,116.00 (-0.2%) | $368,100 Land $244,000 Building $124,100 | $368,100 Land $244,000 Building $124,100 |
| 2021 | $11,138.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 418 Crest Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (1994–2026) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 418 Crest Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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