Stanly County property record for 418 Contentment Dr, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 2,064 sqft · built 2019 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $228,000 (Aug 2019) |
| Tax Bill | $3,071 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 557603449814 |
| Primary APN | 557603449814 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,064 sqft Finished Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1526192 |
|---|---|
| Street Address | 418 CONTENTMENT DR |
| City | LOCUST |
| State | NC |
| Zip | 28097-0029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 418 CONTENTMENT DR LOT 199B SEC B WHISPERING 557603263 |
| Legal Subdivision | WHISPERING HILLS PHASE 1& 2 |
| Legal Lot Number | 199B |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 418 CONTENTMENT DR, LOCUST, NC 28097-0029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION |
| Nov 20, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 16, 2019 | Warranty Deed, Subdivision Related Transfer INDEPENDENCE TITLE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2019 · Amount on Record |
| Deed Sale | Aug 16, 2019 · Amount on Record |
| Prior Sale | Aug 15, 2019 · Amount on Record |
| Deed Document Number | 2019412138 |
| Deed Book / Page | 1677 / 1090 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 26, 2026 |
| Property Address | 418 CONTENTMENT DR, LOCUST, NC 28097-0029 |
| Document Number | 0000489214 |
| Book / Page | 1923 / 1036 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 2026489214 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE ESCROW, SILK TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 418 CONTENTMENT DR, LOCUST, NC 28097-0029 |
| Document Number | 0000489214, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 1923/1036 |
| Instrument | 2026489214 |
| Name | BANK NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 418 CONTENTMENT DR, LOCUST, NC 28097-0029 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000463466 |
|---|---|
| Date | Nov 20, 2023 |
| Book Page | 1838/119 |
| Instrument | 463466 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 418 CONTENTMENT DR, LOCUST, NC 28097-0029 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000440672 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 1766/932 |
| Instrument | 440672 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Aug 16, 2019 |
| Property Address | 418 CONTENTMENT DR, LOCUST, NC 28097-0029 |
| Document Number | 0000412138 |
| Book / Page | 001677 / 001090 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 412138 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 17, 2019 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $456.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 418 CONTENTMENT DR LOCUST NC 28097, LOCUST, NC 28097 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,071.00 (+16.15%) | $333,901 (+37.64%) Land $65,000 Building $268,901 | $333,901 (+37.64%) Land $65,000 Building $268,901 |
| 2023 | $2,644.00 | $242,597 Land $55,000 Building $187,597 | $242,597 Land $55,000 Building $187,597 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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