418 Co Rd 76, Centre, AL 35960 Property Records

Cherokee County property record for 418 Co Rd 76, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	2,000 sqft · built 1995
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,700 (Nov 2006)
Tax Bill	$1,004 (2026)
Deeds & Mortgages	Mar 2023 Sale & Line of Credit May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-09-30-0-000-013.006`

Property Details

APN / Parcel Number

Primary APN	`13-13-09-30-0-000-013.006`
Alternative APNs	`ALT APN:1309300000013006` `217072` `20191`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	2,000 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	90,605 sqft (2.08 acres)
Porch	Slab
Porch Area	240 sqft

Location & Zoning

Account Number	217072
Street Address	418 COUNTY ROAD 76
City	CENTRE
State	AL
Zip	35960-8302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SE COR TR 14 GEORGIA O JORDAN ESTATE 8/2; E422.94; N214.31; W422.94; S214.31 TO POB
Legal Range	10E
Legal Township	10S
Legal Section	30
Legal Subdivision	JORDAN
Legal Tract	14
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	2
Census Block	2008
Census Tract	956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	418 COUNTY ROAD 76, CENTRE, AL 35960-8302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Warranty Deed, Transfer · Line of Credit FIRST SOUTHERN STATE BANK
May 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2006 · Amount on Record
Deed Sale	Nov 15, 2006 · Amount on Record
Deed Book / Page	2006 / 144116
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Mar 14, 2023
Property Address	418 COUNTY ROAD 76, CENTRE, AL 35960-8302
Document Number	0000228354
Instrument Date	Mar 9, 2023
Instrument	228354
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	418 COUNTY ROAD 76, CENTRE, AL 35960-8302

Mortgage

Document Number	0000228355
Date	Mar 14, 2023
Instrument	228355

Lender

Name	FIRST SOUTHERN STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	418 COUNTY ROAD 76, CENTRE, AL 35960-8302
Transaction Type	Mortgage
Record Updated	Jun 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	207500
Date	May 21, 2019
Instrument	207500

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,004.00 (+7.38%)
2025	$935.00 (+3.43%) Homeowner's exemption	$21,720 (+3.04%) Land $960 Building $20,760	$235,200 (+3.16%) Land $9,600 Building $225,600
2024	$904.00 (+32.55%) Additional exemption filed	$21,080 (+105,3%) Land $880 Building $20,200	$228,000 (+227,9%) Land $8,800 Building $219,200
2023	$682.00 Homeowner's exemption	$20 (-99.89%)	$100 (-99.94%) Building $100
2022	$682.00 Homeowner's exemption	$17,500 Land $900 Building $16,600	$174,900 Land $8,900 Building $166,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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