418 Co Rd 521, Gainesville, MO 65655 Property Records

Ozark County property record for 418 Co Rd 521, Gainesville, MO 65655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,392 sqft · built 1979
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$195,950 (Oct 2026)
Tax Bill	$477 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Feb 2021 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`22-0.6-13-000-000-006.000`

Property Details

APN / Parcel Number

Primary APN	`22-0.6-13-000-000-006.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	435,600 sqft (10 acres)

Location & Zoning

Street Address	418 COUNTY ROAD 521
City	GAINESVILLE
State	MO
Zip	65655-7669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FR LOT 2 NE
Legal Range	13
Legal Township	21
Legal Section	13
Legal Lot Number	2
Jurisdiction	OZARK MO
Township / Civil Division	LICK CREEK
Census Block Group	2
Census Block	2169
Census Tract	470200

Owner

418 Co Rd 521 is owned by two individuals who bought it in October 2026.

Source: Ozark County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	284 JANICE ST, WEST PLAINS, MO 65775-5191
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2026	Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Feb 8, 2021	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Aug 13, 2021	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
Nov 12, 2015	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Nov 24, 2015	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Jun 22, 2026	Special Warranty Deed, Transfer SERVICELINK
Jun 5, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT
Jun 5, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2026 · Amount on File
Deed Sale	Oct 14, 2026 · Amount on File
Prior Sale	Jun 22, 2026
Deed Document Number	20262159
Deed Book / Page	2026 / 2159
Prior Transfer Date	Jun 2, 2026
Prior Transfer Doc	02026/1163
Record Updated	Oct 29, 2026

October 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OZARK MO
Recording Date	Oct 14, 2026
Property Address	418 COUNTY ROAD 521, GAINESVILLE, MO 65655-7669
Document Number	0000002159
Book / Page	2026 / 2159
Instrument Date	Oct 8, 2026
Instrument	20262159
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 JANICE ST, WEST PLAINS, MO 65775-5191

Mortgage

Document Number	0000002160,
Date	Oct 14, 2026
Instrument	20262160

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OZARK MO
Property Address	418 COUNTY ROAD 521, GAINESVILLE, MO 65655-7669
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 STATE ROUTE 142, BAKERSFIELD, MO 65609-9604

Mortgage

Document Number	002021/288
Date	Feb 8, 2021
Book Page	2021/288
Instrument	202100288

Lender

Name	ARVEST BANK
Type	Bank
Address	MOUNTAIN HOME, AR 72653

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 4, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OZARK MO
Property Address	418 COUNTY ROAD 521, GAINESVILLE, MO 65655-7669
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	MCT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 COUNTY ROAD 521, GAINESVILLE, MO 65655-7669

Mortgage

Document Number	02021/2066
Date	Aug 13, 2021
Book Page	2021/2066
Instrument	202102066

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OZARK MO
Property Address	418 COUNTY ROAD 521, GAINESVILLE, MO 65655-7669
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 COUNTY ROAD 521, GAINESVILLE, MO 65655-7669

Mortgage

Document Number	0000371/18
Date	Nov 12, 2015
Book Page	371/18
Instrument	201502083

Lender

Name	ARVEST BANK
Type	Bank
Address	YELLVILLE, AR 72687

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OZARK MO
Property Address	418 COUNTY ROAD 521, GAINESVILLE, MO 65655-7669
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 COUNTY ROAD 521, GAINESVILLE, MO 65655-7669

Mortgage

Document Number	000371/293
Date	Nov 24, 2015
Book Page	371/293
Instrument	201502147

Lender

Name	ARVEST BANK
Type	Bank
Address	YELLVILLE, AR 72687

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OZARK MO
Recording Date	Jun 22, 2026
Property Address	418 COUNTY ROAD 521, GAINESVILLE, MO 65655-7669
Document Number	0000001271
Book / Page	2026 / 1271
Instrument Date	Jun 16, 2026
Instrument	20261271
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

June 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OZARK MO
Recording Date	Jun 5, 2026
Property Address	418 COUNTY ROAD 521, GAINESVILLE, MO 65655-7669
Document Number	0000001163
Book / Page	2026 / 1163
Instrument Date	Jun 2, 2026
Instrument	20261163
Transaction Type	Foreclosure
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

June 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OZARK MO
Recording Date	Jun 5, 2026
Property Address	418 COUNTY ROAD 521, GAINESVILLE, MO 65655-7669
Document Number	02026/1163
Book / Page	2026 / 1163
Instrument Date	Jun 2, 2026
Instrument	20261163
Transaction Type	Foreclosure
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 418 Co Rd 521 was $477, up 11.7% from the year before.

Source: Ozark County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Ozark County
Unified School District	Gainesville R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,680 (-)
2025	$477.00 (+11.71%)	$13,680	$74,300
2024	$427.00
2023		$12,220	$74,300
2020	$390.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 418 Co Rd 521 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Co Rd 521 is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 98.8% of Missouri
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Starlink Satellite	280 / 30

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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