Louisville/Jefferson County Metro Government property record for 418 Clover Ln, Saint Matthews, KY 40207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,133 sqft · built 1950 |
| Lot Size | 0.216 acres (9,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $284,000 (Nov 2022) |
| Tax Bill | $3,197 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jul 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21033500500000 |
| Primary APN | 21033500500000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,133 sqft Finished Area |
| Basement Area | 1,133 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,450 sqft (0.216 acres) |
| Lot Dimensions | 150 ft deep x 63 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00040775 |
|---|---|
| Street Address | 418 CLOVER LN |
| City | SAINT MATTHEWS |
| State | KY |
| Zip | 40207-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDENTIAL SINGLE FAM |
| Legal Description | 63 X 150 W S PRODUCE AVE 144.31 FT S ELMWOOD |
| Legal Subdivision | BELLEWOOD |
| Legal Lot Number | 50 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | LOUISVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 9800 |
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 418 CLOVER LN, LOUISVILLE, KY 40207-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY BANK INC |
| Nov 28, 2022 | Deed, Transfer · Line of Credit RIVER CITY BANK INC |
| Jul 22, 2017 | Deed of Trust, Mortgage · FHA Mortgage VANDYK MTG |
| Jun 22, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2022 · Amount on Record |
| Deed Sale | Nov 28, 2022 · Amount on Record |
| Deed Document Number | 0012505252 |
| Deed Book / Page | 12505 / 252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Sep 8, 2026 |
| Property Address | 418 CLOVER LN, LOUISVILLE, KY 40207-2106 |
| Document Number | 0000109711 |
| Book / Page | 19964 / 162 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 2026109711 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 418 CLOVER LN, LOUISVILLE, KY 40207-2106 |
| Document Number | 0000109711, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 19964/162 |
| Instrument | 2026109711 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 418 CLOVER LN, SAINT MATTHEWS, KY 40207-2106 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 418 CLOVER LN, LOUISVILLE, KY 40207-2106 |
| Document Number | 0000141414 |
|---|---|
| Date | Jul 21, 2023 |
| Book Page | M 18574/117 |
| Instrument | 2023141414 |
| Name | RIVER CITY BANK INC |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Nov 28, 2022 |
| Property Address | 418 CLOVER LN, SAINT MATTHEWS, KY 40207-2106 |
| Document Number | 0000263516 |
| Book / Page | D 12505 / 252 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 2022263516 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $284.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1012 S 4TH ST, LOUISVILLE, KY 40203-3208 |
| Name | Verified Name |
|---|---|
| Address | 405 LIGHTFOOT RD, LOUISVILLE, KY 40207-1829 |
| Document Number | 0000263517 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 2022263517 |
| Name | RIVER CITY BANK INC |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | May 16, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 418 CLOVER LN, SAINT MATTHEWS, KY 40207-2106 |
| Document Number | 0151320018 |
| Instrument Date | Jul 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 418 CLOVER LN LOUISVILLE KY 402072106, LOUISVILLE, KY 40207-2106 |
| Document Number | 0151320018 |
|---|---|
| Date | Jul 11, 2017 |
| Book Page | 015132/000018 |
| Instrument | 153582 |
| Name | VANDYK MTG |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 648 Months |
| Due | Jul 10, 2071 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 418 CLOVER LN, SAINT MATTHEWS, KY 40207-2106 |
| Document Number | 0151320035 |
| Instrument Date | Jun 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 418 CLOVER LN LOUISVILLE KY 402072106, LOUISVILLE, KY 40207-2106 |
| Document Number | 0151320035 |
|---|---|
| Date | Jul 11, 2017 |
| Book Page | 015132/000035 |
| Instrument | 153583 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 648 Months |
| Due | Jul 10, 2071 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | St. Matthews City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,197.00 (-1.93%) | $284,000 (-) Land $72,000 Building $212,000 | |
| 2024 | $284,000 (-) Land $72,000 Building $212,000 | ||
| 2023 | $3,260.00 (+115.61%) Homeowner's exemption | $284,000 (+65.36%) Land $72,000 Building $212,000 | $284,000 (+65.36%) Land $72,000 Building $212,000 |
| 2022 | $1,512.00 Homeowner's exemption | $171,750 Land $72,000 Building $99,750 | $171,750 Land $72,000 Building $99,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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