418 Cheryl Ct, Saint Johns, FL 32259 Property Records

St. Johns County property record for 418 Cheryl Ct, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,596 sqft · built 1985
Lot Size	0.56 acres (24,393 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Feb 2025)
Tax Bill	$6,518 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004995-0230`

Property Details

APN / Parcel Number

Primary APN	`004995-0230`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,596 sqft Living Area
Gross Area	3,876 sqft
1st Floor Area	2,596 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2003
Exterior Material	Stone
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,393 sqft (0.56 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	860 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	418 CHERYL CT
City	SAINT JOHNS
State	FL
Zip	32259-3834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	17/93-94 OAKS COVE LOT 23 OR6104/331
Legal Range	27E
Legal Township	04S
Legal Section	30
Legal Subdivision	OAKS COVE
Legal Block	1
Legal Lot Number	23
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1011
Census Tract	20803

Owner

418 Cheryl Ct is owned by two individuals who bought it in February 2025.

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	131 E COMMERCIAL BLVD, FORT LAUDERDALE, FL 33334-1623
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2025 · Amount on File
Deed Sale	Feb 26, 2025 · Amount on File
Prior Sale	Jul 12, 2006 · Amount on File
Deed Document Number	202514712
Deed Book / Page	6104 / 331
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	418 CHERYL CT, SAINT JOHNS, FL 32259-3834
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 CHERYL CT, SAINT JOHNS, FL 32259-3834

Mortgage

Document Number	0063201585
Date	Mar 9, 2026
Book Page	6320/1585
Instrument	2026020451

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 418 Cheryl Ct was $6,518, up 20.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,559 (-14.27%) Land $110,000 Building $293,559	$403,559 (-14.27%) Land $110,000 Building $293,559
2025	$6,518.00 (+20.3%) Widower's exemption	$470,753	$470,753 Land $125,000 Building $345,753
2024	$5,418.00 (+106.95%)
2023	$2,618.00 (+1%) Homeowner's exemption Widower's exemption	$230,646 (+3%)	$424,468 (+12.64%) Land $90,000 Building $334,468
2022	$2,592.00 Homeowner's exemption Widower's exemption	$223,928	$376,823 Land $89,600 Building $287,223

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 418 Cheryl Ct in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 102 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	39 (1991–2017)
Claims Outside the SFHA	26 of 39
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 22 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Cheryl Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20