418 Cherry St, Edwardsville, IL 62025 Property Records

Madison County property record for 418 Cherry St, Edwardsville, IL 62025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 936 sqft · built 1925
Lot Size	0.128 acres (5,600 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Sep 2021)
Tax Bill	$4,270 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2020 Loan Modification + 1 more
APN	`14-2-15-11-19-404-013`

Property Details

APN / Parcel Number

Primary APN	`14-2-15-11-19-404-013`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	5,600 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Area	2 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	418 CHERRY ST
City	EDWARDSVILLE
State	IL
Zip	62025-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOLFS SUBD LOT PT 8 PT 9 40X140
Legal Subdivision	WOLFS SUBD
Legal Lot Number	8
Jurisdiction	MADISON IL
Township / Civil Division	EDWARDSVILLE
Census Block Group	1
Census Block	1038
Census Tract	403001

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	418 CHERRY ST, EDWARDSVILLE, IL 62025-2050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Mar 16, 2020	Loan Modification, Mortgage · Conventional Mortgage FCB BANKS
Feb 22, 2018	Deed, Construction Loan · Construction Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Prior Sale	Feb 22, 2018 · Amount on Record
Deed Document Number	202140008
Prior Transfer Date	Sep 25, 2017
Prior Transfer Doc	0000036674
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Sep 22, 2021
Property Address	418 CHERRY ST, EDWARDSVILLE, IL 62025-2050
Document Number	0000040008
Map Reference	PB 6 PG 58
Instrument Date	Sep 14, 2021
Instrument	2021R40008
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2023
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	418 CHERRY ST, EDWARDSVILLE, IL 62025-2050

Mortgage

Document Number	0000040009
Date	Sep 22, 2021
Instrument	2021R40009

Lender

Name	GERSHMAN INVESTMENT CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	2.88%

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	418 CHERRY ST, EDWARDSVILLE, IL 62025-2050
Document Number	0000009534
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2730 N CENTER ST MARYVILLE IL 620625624, MARYVILLE, IL 62062-5624

Mortgage

Document Number	0000009534
Date	Mar 24, 2020
Instrument	9534

Lender

Name	FCB BANKS
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2018: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Feb 22, 2018
Property Address	418 CHERRY ST, EDWARDSVILLE, IL 62025-2050
Document Number	0000005394
Map Reference	PB6 PG58
Instrument Date	Jan 22, 2018
Instrument	2018R05394
Transaction Type	Construction Loan
Record Updated	Apr 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 CHOLIMENS DR, TROY, IL 62234
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005395
Date	Feb 22, 2018
Instrument	2018R05395

Lender

Name	FCB BANKS

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Edwardsville Township
Municipality	Edwardsville City
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,270.00 (+6.86%)	$66,210 (+24.53%) Land $5,940 Building $60,270	$198,630 (+24.4%) Land $17,820 Building $180,810
2024	$3,996.00 (+15.69%)
2022	$3,454.00	$53,170 Land $4,770 Building $48,400	$159,669 Land $14,324 Building $145,345

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDWARDSVILLE serves 26,808 people · EPA ID IL1190250
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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