Gaston County property record for 418 Cherry St, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1941 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $328,000 (May 2022) |
| Tax Bill | $2,798 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Sep 2021 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15008B05200 |
| Primary APN | 15008B05200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 30,056 sqft (0.69 acres) |
| Porch | Porch |
| Porch Area | 182 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 418 CHERRY ST |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-2231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CATAWBA HEIGHTS PARK L P/359-360 15 008B 052 00 000 |
| Legal Subdivision | CATAWBA HEIGHTS |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 31204 |
Source: Gaston County records, as of August 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 418 CHERRY ST, BELMONT, NC 28012-2231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 21, 2021 | Warranty Deed, Transfer |
| Sep 21, 2021 | Special Warranty Deed, Transfer · Commercial Mortgage BELL ROCK INCOME FUND 1 LLC |
| Aug 30, 2021 | Warranty Deed, Transfer |
| May 4, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS |
| Apr 27, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS |
| Apr 18, 2017 | Affidavit of Death, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2022 · Amount on Record |
| Deed Sale | May 12, 2022 · Amount on Record |
| Prior Sale | Sep 21, 2021 · Amount on Record |
| Deed Book / Page | 5336 / 33 |
| Prior Transfer Date | Sep 15, 2021 |
| Prior Transfer Doc | 0052680655 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 12, 2022 |
| Property Address | 418 CHERRY ST, BELMONT, NC 28012-2231 |
| Document Number | 0053360033 |
| Book / Page | 5336 / 33 |
| Map Reference | MB 5 PG 12 |
| Instrument Date | May 5, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $656.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 WHITE TOPAZ CT, 108, HOLLY SPRINGS, NC 27540-6485 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 418 CHERRY ST, BELMONT, NC 28012-2231 |
| Document Number | 0000533636 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 5336/36 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Sep 21, 2021 |
| Property Address | 418 CHERRY ST, BELMONT, NC 28012-2231 |
| Document Number | 0052680652 |
| Book / Page | 5268 / 652 |
| Map Reference | MB 5 PG 12 |
| Instrument Date | Sep 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5000 RIVERSIDE DR STE 100, 100, IRVING, TX 75039-4314 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Sep 21, 2021 |
| Property Address | 418 CHERRY ST, BELMONT, NC 28012-2231 |
| Document Number | 0052680655 |
| Book / Page | 5268 / 655 |
| Map Reference | MB 5 PG 12 |
| Instrument Date | Sep 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5000 RIVERSIDE DR BLDG 100W5, 5000, IRVING, TX 75039-4316 |
| Name | Verified Name |
|---|---|
| Address | 108 WHITE TOPAZ CT, HOLLY SPRINGS, NC 27540-6485 |
| Document Number | 5268658 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 5268/658 |
| Name | BELL ROCK INCOME FUND 1 LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Mar 16, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Aug 30, 2021 |
| Property Address | 418 CHERRY ST, BELMONT, NC 28012-2231 |
| Document Number | 0052610366 |
| Book / Page | 5261 / 366 |
| Map Reference | MB 5 PG 12 |
| Instrument Date | Aug 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 HURST FARM RD, 111, SHELBY, NC 28152-0792 |
| Name | Verified Name |
|---|---|
| Address | 419 W CHARLOTTE AVE, MOUNT HOLLY, NC 28120-1723 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 418 CHERRY ST, BELMONT, NC 28012-2231 |
| Document Number | 0049760861 |
| Instrument Date | May 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 418 CHERRY ST BELMONT NC 280122231, BELMONT, NC 28012-2231 |
| Document Number | 0049760861 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 004976/000861 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | BELMONT, NC 28012 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 418 CHERRY ST, BELMONT, NC 28012-2231 |
| Document Number | 0049100728 |
| Instrument Date | Apr 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 418 CHERRY ST BELMONT NC 280122231, BELMONT, NC 28012-2231 |
| Document Number | 0049100728 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 004910/000728 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | BELMONT, NC 28012 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 18, 2017 |
| Property Address | 418 CHERRY ST, BELMONT, NC 28012-2231 |
| Document Number | 0049060632 |
| Book / Page | 004906 / 000632 |
| Instrument Date | Apr 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 418 CHERRY ST BELMONT NC 280122231, BELMONT, NC 28012-2231 |
Source: Gaston County assessment roll, as of August 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Mount Holly City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,798.00 (-1.1%) | $278,720 (-) Land $25,000 Building $253,720 | |
| 2023 | $2,829.00 | $278,720 Land $25,000 Building $253,720 | |
| 2021 | $138,650 Land $16,500 Building $122,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures