Orange County property record for 418 Charles St, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,439 sqft · built 1952 |
| Lot Size | 0.155 acres (6,769 sqft) |
| Owner | Company Name on File |
| Last Sale | $350,000 (Nov 2022) |
| Tax Bill | $5,542 (2025) |
| Deeds & Mortgages | Nov 2022 Sale Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-22-27-7948-09-130 |
| Primary APN | 23-22-27-7948-09-130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,439 sqft Living Area |
| Gross Area | 2,239 sqft |
| 1st Floor Area | 1,100 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 6,769 sqft (0.155 acres) |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 564 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 418 CHARLES ST |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-3618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | SHADOW LAWN L/125 LOT 13 BLK I |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 23 |
| Legal Subdivision | SHADOW LAWN |
| Legal Tract | 7948 |
| Legal Block | I |
| Legal Lot Number | 13 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 17402 |
Source: Orange County records · APN 23-22-27-7948-09-130
Assessment roll updated April 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1620 DANIELS RD, 110, WINTER GARDEN, FL 34787-5604 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 18, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 06, 2021 | Warranty Deed, Transfer · Balloon Mortgage CAPITAL FUNDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2022 · Amount on Record |
| Deed Sale | Nov 18, 2022 · Amount on Record |
| Prior Sale | Aug 06, 2021 · Amount on Record |
| Deed Document Number | 2022699236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 18, 2022 |
| Property Address | 418 CHARLES ST, WINTER GARDEN, FL 34787-3618 |
| Document Number | 0000699236 |
| Map Reference | MB L PG 125 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 20220699236 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1642 W EVERGREEN DR APT 10, 1642, APPLETON, WI 54913-6834 |
| Name | Verified Name |
|---|---|
| Address | 1620 DANIELS RD, WINTER GARDEN, FL 34787-5602 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 06, 2021 |
| Property Address | 418 CHARLES ST, WINTER GARDEN, FL 34787-3618 |
| Document Number | 20210480087 |
| Map Reference | MB 1 PG 125 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 20210480087 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Title Company | SOUTHEAST PROFESSIONAL TITLE, SOUTHEAST PROFESSIONAL TTL L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5760 MARKHAM WOODS RD, 5760, LAKE MARY, FL 32746-4603 |
| Name | Verified Name |
|---|---|
| Address | 2036 N PROSPECT AVE UNIT 1103, 1103, MILWAUKEE, WI 53202-1263 |
| Document Number | 20210480088 |
|---|---|
| Date | Aug 06, 2021 |
| Instrument | 20210480088 |
| Name | CAPITAL FUNDING |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 01, 2022 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,105 (-0.81%) Land $101,535 Building $235,570 | $337,105 (-1.02%) Land $101,535 Building $235,570 | |
| 2025 | $5,542.00 (+12.46%) | $339,869 (+13.87%) | $340,565 (+14.11%) Land $101,535 Building $239,030 |
| 2024 | $4,928.00 (+3.79%) | ||
| 2023 | $4,748.00 (+75.2%) | $298,464 (+75.87%) Land $87,997 Building $210,467 | $298,464 (+75.87%) Land $87,997 Building $210,467 |
| 2022 | $2,710.00 | $169,706 Land $60,921 Building $108,785 | $169,706 Land $60,921 Building $108,785 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Lumen Technologies, Verizon.
Based on FCC filings for 385 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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