418 Chalmers St, Flint, MI 48503 Property Records

Genesee County property record for 418 Chalmers St, Flint, MI 48503

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,266 sqft · built 1952
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Oct 2025)
Tax Bill	$1,322 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-08-432-018`

Property Details

APN / Parcel Number

Primary APN	`41-08-432-018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,266 sqft Living Area
1st Floor Area	1,071 sqft
Basement Area	813 sqft
Unfinished Basement	813 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Wood Siding
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	256 ft deep x 55 ft wide
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	418 CHALMERS ST
City	FLINT
State	MI
Zip	48503-2264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-2
Legal Description	WOODLAWN PARK NO. 3. LOT 1417.
Legal Subdivision	WOODLAWN PARK 3
Legal Lot Number	1417
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	2
Census Block	2008
Census Tract	3000

Owner

418 Chalmers St is owned and occupied by an individual who bought it in October 2025.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1430 ALLEN ST, BURTON, MI 48529-1204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FINANCIAL PLUS CU
Oct 10, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FINANCIAL PLUS CU
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
Oct 21, 2025	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL PLUS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2025 · Amount on File
Deed Sale	Oct 21, 2025 · Amount on File
Deed Document Number	202518743
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	418 CHALMERS ST, FLINT, MI 48503-2264
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CISLO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 CHALMERS ST, FLINT, MI 48503-2264

Mortgage

Document Number	0000016854
Date	Oct 10, 2025
Instrument	202510100016854

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	FLINT, MI 48507

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	418 CHALMERS ST, FLINT, MI 48503-2264
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	CISLO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 CHALMERS ST, FLINT, MI 48503-2264

Mortgage

Document Number	0000016854
Date	Oct 10, 2025
Instrument	202510100016854

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	FLINT, MI 48507

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	418 CHALMERS ST, FLINT, MI 48503-2264
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	CISLO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 ALLEN ST, BURTON, MI 48529-1204

Mortgage

Document Number	0000016853
Date	Oct 10, 2025
Instrument	202510100016853

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	FLINT, MI 48507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 21, 2025
Property Address	418 CHALMERS ST, FLINT, MI 48503-2264
Document Number	0000018743
Map Reference	LB 9 PG 9
Instrument Date	Oct 10, 2025
Instrument	202510210018743
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 FIREFLY RD, HOLLY SPRINGS, NC 27540-8483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 CHALMERS ST, FLINT, MI 48503-2264

Mortgage

Document Number	0000016853
Date	Oct 21, 2025
Instrument	202510100016853

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 418 Chalmers St was $1,322 with a homeowner's exemption, up 1.8% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,400 (+9.22%)	$120,800 (+9.22%)
2025	$1,322.00 (+1.77%) Homeowner's exemption	$55,300	$110,600
2024	$1,299.00
2023		$46,700	$93,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 418 Chalmers St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1985–2008)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2008 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 418 Chalmers St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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