Shiawassee County property record for 418 Cass St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,000 (Mar 2023) |
| Tax Bill | $1,779 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Mar 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-651-000-011-00 |
| Primary APN | 050-651-000-011-00 |
|---|
| Lot Area | 4,792 sqft (0.11 acres) |
|---|
| Street Address | 418 CASS ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 36' LOT 5 SUBDIV RESERVE 1 OF A L WILLIAMS ADD |
| Legal Subdivision | WILLIAMS ADD |
| Legal Lot Number | 5 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 30600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Michigan Avenue-Genessee Street Historic Residential District listed 1980 · 31 contributing resources · NRIS 80001902 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 418 CASS ST, OWOSSO, MI 48867-2715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2025 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Mar 30, 2023 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC |
| Jan 25, 2023 | Intrafamily Transfer, Transfer |
| Sep 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS |
| Apr 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2023 · Amount on Record |
| Deed Sale | Mar 30, 2023 · Amount on Record |
| Prior Sale | Sep 27, 2021 · Amount on Record |
| Deed Document Number | 20233369527 |
| Deed Book / Page | 1305 / 433 |
| Prior Transfer Date | Jan 23, 2023 |
| Prior Transfer Doc | 0013030831 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 418 CASS ST, OWOSSO, MI 48867-2715 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 418 CASS ST, OWOSSO, MI 48867-2715 |
| Document Number | 0013240343 |
|---|---|
| Date | Feb 10, 2025 |
| Book Page | 1324/343 |
| Instrument | 3388707 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63120 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Mar 30, 2023 |
| Property Address | 418 CASS ST, OWOSSO, MI 48867-2715 |
| Document Number | 0013050433 |
| Book / Page | 1305 / 433 |
| Map Reference | LB 1 PG 62 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 3369527 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,080.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 418 CASS ST, OWOSSO, MI 48867-2715 |
| Name | Verified Name |
|---|---|
| Address | 633 N WATER ST # 1, 1, OWOSSO, MI 48867-2257 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jan 25, 2023 |
| Property Address | 418 CASS ST, OWOSSO, MI 48867-2715 |
| Document Number | 0013030831 |
| Book / Page | 1303 / 831 |
| Instrument Date | Jan 23, 2023 |
| Instrument | 3367911 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 996 S DELANEY RD, OWOSSO, MI 48867-9122 |
| Name | Verified Name |
|---|---|
| Address | 418 CASS ST, OWOSSO, MI 48867-2715 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 27, 2021 |
| Property Address | 418 CASS ST, OWOSSO, MI 48867-2715 |
| Document Number | 0012870850 |
| Book / Page | 1287 / 850 |
| Map Reference | LB 1 PG 62 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 3351661 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $952.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 418 CASS ST, 418, OWOSSO, MI 48867-2715 |
| Name | Verified Name |
|---|---|
| Address | 418 CASS ST, OWOSSO, MI 48867-2715 |
| Document Number | 3351662 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 3351662 |
| Name | CASON HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 418 CASS ST, OWOSSO, MI 48867-2715 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 418 CASS ST, OWOSSO, MI 48867-2715 |
| Document Number | 0012810907 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 1281/907 |
| Instrument | 3345674 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | Sep 1, 2046 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,800 (+9.91%) | $97,600 (+9.91%) | |
| 2025 | $1,779.00 (+19.8%) Homeowner's exemption | $44,400 (+21.31%) | $88,800 (+21.31%) |
| 2024 | $1,485.00 | ||
| 2023 | $1,485.00 Homeowner's exemption | $36,600 | $73,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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