Jefferson County property record for 418 Cardinal Dr, Mount Vernon, IL 62864
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.299 acres (13,062 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,328 (2025) |
| Deeds & Mortgages | Oct 2020 Refinance Feb 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-352-001 |
| Primary APN | 06-25-352-001 |
|---|
| Lot Area | 13,062 sqft (0.299 acres) |
|---|
| Street Address | 418 CARDINAL DR |
|---|---|
| City | MOUNT VERNON |
| State | IL |
| Zip | 62864-2246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKELAND SUB LOT 8 |
| Legal Subdivision | LAKELAND SUB |
| Legal Lot Number | 8 |
| Jurisdiction | JEFFERSON IL |
| Township / Civil Division | SHILOH |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 50500 |
418 Cardinal Dr is owned and occupied by two individuals who acquired it in February 2017.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 418 CARDINAL DR, MOUNT VERNON, IL 62864-2246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY FIRST BANK OF THE HEARTLAND |
| Feb 10, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 10, 2017 |
| Transfer Doc | 201700588 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Property Address | 418 CARDINAL DR, MOUNT VERNON, IL 62864-2246 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202004792 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 202004792 |
| Name | COMMUNITY FIRST BANK OF THE HEARTLAND |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Recording Date | Feb 10, 2017 |
| Property Address | 418 CARDINAL DR, MOUNT VERNON, IL 62864-2246 |
| Document Number | 201700588 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 201700588 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 418 CARDINAL DR, MOUNT VERNON, IL 62864-2246 |
The 2025 property tax bill for 418 Cardinal Dr was $6,328 with exemptions applied, up 2.1% from the year before.
Source: Jefferson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jefferson County |
| County Subdivision | Shiloh Township |
| Municipality | Mount Vernon City |
| Elementary School District | Mount Vernon School District 80 (PK - 08) |
| Secondary School District | Mount Vernon Township High School District 201 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,328.00 (+2.13%) Homeowner's exemption Senior Citizen's exemption | $91,391 (+8%) Land $6,394 Building $84,997 | $274,173 (+8%) Land $19,182 Building $254,991 |
| 2024 | $6,196.00 | $84,621 Land $5,920 Building $78,701 | $253,863 Land $17,760 Building $236,103 |
| 2022 | $72,884 Land $5,804 Building $67,080 | $218,652 Land $17,412 Building $201,240 | |
| 2021 | $5,736.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 418 Cardinal Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 418 Cardinal Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON serves 15,793 people · EPA ID IL0810300 |
|---|---|
| Water Source | Purchased surface water from REND LAKE INTER-CITY WATER SYSTEM |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Wisper ISP.
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