Union County property record for 418 Buford Shortcut Rd, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,334 sqft · built 1991 |
| Lot Size | 3.8 acres (165,702 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Oct 2024) |
| Tax Bill | $1,382 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Apr 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-168-002D |
| Primary APN | 04-168-002D |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,334 sqft Living Area |
| Gross Area | 1,056 sqft |
| 1st Floor Area | 2,334 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 165,702 sqft (3.8 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | 1,723 sqft |
| Patio Area | 1,723 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 418 BUFORD SHORTCUT RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 UNION |
| Legal Description | 7071-384 PLUS 7343-270 LESS 7670-430 |
| Legal Subdivision | 1409900 |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 20502 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 418 BUFORD SHORTCUT RD, MONROE, NC 28112-8432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Apr 3, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Dec 15, 2017 | Warranty Deed, Transfer ON Q FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2024 · Amount on Record |
| Deed Sale | Oct 23, 2024 · Amount on Record |
| Prior Sale | Dec 15, 2017 · Amount on Record |
| Deed Document Number | 202425403 |
| Deed Book / Page | 8999 / 178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 418 BUFORD SHORTCUT RD, MONROE, NC 28112-8432 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0008661719 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | 8661/719 |
| Instrument | 4393 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 3, 2019 |
| Property Address | 418 BUFORD SHORTCUT RD, MONROE, NC 28112-8432 |
| Document Number | 7343270 |
| Book / Page | 007343 / 000270 |
| Instrument Date | Apr 2, 2019 |
| Instrument | 8547 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 418 BUFORD SHORTCUT RD MONROE NC 281128432, MONROE, NC 28112-8432 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 15, 2017 |
| Property Address | 418 BUFORD SHORTCUT RD, MONROE, NC 28112-8432 |
| Document Number | 0007071384 |
| Book / Page | 7071 / 384 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 0036570 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | BARRISTERS TITLE SERVICES OF |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 504 BUFORD SHORTCUT RD, 504, MONROE, NC 28112-8220 |
| Name | Verified Name |
|---|---|
| Address | 418 BUFORD SHORTCUT RD, MONROE, NC 28112-8432 |
| Document Number | 0000036571 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 0036571 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $306,300 (-) Land $100,900 Building $205,400 | $306,300 (-) Land $100,900 Building $205,400 | |
| 2025 | $1,382.00 (+175.3%) | $306,300 (+270.82%) Land $100,900 Building $205,400 | $306,300 (+270.82%) Land $100,900 Building $205,400 |
| 2023 | $502.00 | $82,600 Land $39,500 Building $43,100 | $82,600 Land $39,500 Building $43,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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