418 Broad Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 418 Broad Ave, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	1,343 sqft · built 1919
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Aug 2022)
Tax Bill	$8,614 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2018 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`49-03803-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`49-03803-0000-00021`
Alternative APNs	`4900175000000014` `490380300021`

Interior

Stories	2 Stories
Building Area	1,343 sqft Living Area

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Construction Type	Frame
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	100 ft deep x 44 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4900175000000014
Street Address	418 BROAD AVE
City	RIDGEFIELD
State	NJ
Zip	07657-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	44X100 1.7LT
Legal Block	3803
Legal Lot Number	21
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	4
Census Block	4002
Census Tract	45101

Owner

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	418 BROAD AVE, RIDGEFIELD, NJ 07657-2324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 20, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Apr 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST INTERNET BANK OF INDIANA
Jul 6, 2018	Deed with Mortgage, Construction Loan · Construction Mortgage REHAB FIN'L
Mar 21, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on Record
Deed Sale	Aug 2, 2022 · Amount on Record
Prior Sale	Mar 21, 2017
Deed Document Number	202276609
Deed Book / Page	4760 / 1136
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 2, 2022
Property Address	418 BROAD AVE, RIDGEFIELD, NJ 07657-2324
Document Number	0047601136
Book / Page	4760 / 1136
Instrument Date	Feb 23, 2022
Instrument	2022076609
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,463.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 BROAD AVE, 415, RIDGEFIELD, NJ 07657-2329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 BROAD AVE, RIDGEFIELD, NJ 07657-2324

Mortgage

Document Number	2022076610
Date	Aug 2, 2022
Instrument	2022076610

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Mar 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	418 BROAD AVE, RIDGEFIELD, NJ 07657-2324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031120519
Date	Nov 20, 2018
Book Page	3112/519
Instrument	2018-082220.01

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	418 BROAD AVE, RIDGEFIELD, NJ 07657-2324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR SKIES TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032250360
Date	Apr 22, 2019
Book Page	3225/360
Instrument	19-024828

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

July 2018: Deed with Mortgage, Construction Loan

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Jul 6, 2018
Property Address	418 BROAD AVE, RIDGEFIELD, NJ 07657-2324
Document Number	0029881414
Book / Page	002988 / 001414
Instrument Date	May 31, 2018
Instrument	47819
Transaction Type	Construction Loan
Record Updated	Jan 14, 2019
Title Company	CLEAR SKIES TITLE AGENCY, CLEAR SKIES TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	418 BROAD AVE RIDGEFIELD NJ 076572324, RIDGEFIELD, NJ 07657-2324

Mortgage

Document Number	29881419
Date	Jul 6, 2018
Book Page	002988/001419
Instrument	47819

Lender

Name	REHAB FIN'L
Type	Funding / Finance Company
Address	ROSEMONT, PA 19010

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 21, 2017
Property Address	418 BROAD AVE, RIDGEFIELD, NJ 07657-2324
Document Number	0025670467
Book / Page	002567 / 000467
Instrument Date	Nov 14, 2016
Transaction Type	Foreclosure
Record Updated	May 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	6011 CONNECTION DR #5TH IRVING TX 750392607, 5TH, IRVING, TX 75039-2607

Tax Assessment & Valuation

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,700 (+3.19%) Land $272,500 Building $252,200	$524,700 (+3.19%) Land $272,500 Building $252,200
2025	$8,614.00 (+3.33%)	$508,500 (+6.31%) Land $259,700 Building $248,800	$508,500 (+6.31%) Land $259,700 Building $248,800
2024	$8,336.00 (+6.91%)
2023		$478,300 Land $244,500 Building $233,800	$478,300 Land $244,500 Building $233,800
2022	$7,797.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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