418 Bernard Ave, Ama, LA 70031 Property Records

St. Charles Parish property record for 418 Bernard Ave, Ama, LA 70031

Property Summary

Property Type	Single Family Home
Details	2,102 sqft · built 1979
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$241,000 (Jul 2026)
Tax Bill	$393 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
APN	`2-047 00I 00015`

Property Details

APN / Parcel Number

Primary APN	`2-047 00I 00015`

Interior

Building Area	2,102 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	418 BERNARD AVE
City	AMA
State	LA
Zip	70031-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15, BLK. I, SELLERS VILLAGE, ADDENDUM 1
Legal Subdivision	AMA - SELLERS VILLAGE
Legal Block	I
Legal Lot Number	15
Jurisdiction	ST CHARLES LA
Township / Civil Division	2
Census Block Group	1
Census Block	1008
Census Tract	63000

Owner

Source: St. Charles Parish records · APN 2-047 00I 00015

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	418 BERNARD AVE, AMA, LA 70031-2118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Deed Document Number	2026497916
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CHARLES LA
Recording Date	Jul 31, 2026
Property Address	418 BERNARD AVE, AMA, LA 70031-2118
Document Number	0000497916
Instrument Date	Jul 31, 2026
Instrument	2026497916
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 BERNARD AVE, AMA, LA 70031-2118

Mortgage

Document Number	0000497917,
Date	Jul 31, 2026
Instrument	2026497917

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Charles Parish records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$393.00 (-1.5%) Homeowner's exemption	$11,389 (-) Land $1,378 Building $10,011	$113,890 (-) Land $13,780 Building $100,110
2024	$399.00 (+229.75%) Homeowner's exemption	$11,389 (+32.65%) Land $1,378 Building $10,011	$113,890 (+32.65%) Land $13,780 Building $100,110
2023	$121.00 (-4.72%) Homeowner's exemption	$8,586 (-) Land $1,378 Building $7,208	$85,860 (-) Land $13,780 Building $72,080
2022	$127.00 Homeowner's exemption	$8,586 Land $1,378 Building $7,208	$85,860 Land $13,780 Building $72,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	52 (1989–2026)
Claims Outside the SFHA	37 of 52
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Ida, Aug 2021 · 11 claims Hurricane Katrina, Aug 2005 · 24 claims Severe Storms And Flooding, May 1995 · 5 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Based on FCC filings for 69 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.