418 Balcombe Rd, Rocky Point, NC 28457 Property Records

Pender County property record for 418 Balcombe Rd, Rocky Point, NC 28457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 2002
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Mar 2014)
Tax Bill	$1,851 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3234-17-0947-0000`

Property Details

APN / Parcel Number

Primary APN	`3234-17-0947-0000`
Alternative APNs	`400962890` `962890`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	32,670 sqft (0.75 acres)

Exterior Amenities

Porch	Porch
Porch Area	132 sqft
Deck Area	156 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400962890
Old Parcel Number	3234 17 0947 0000
Street Address	418 BALCOMBE RD
City	ROCKY POINT
State	NC
Zip	28457-9584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	.75 AC, W/S SR 1425
Legal Subdivision	SIDNEY C BALCOMBE
Jurisdiction	PENDER NC
Township / Civil Division	ROCKY POINT
Census Block Group	2
Census Block	2007
Census Tract	920602

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	418 BALCOMBE RD, ROCKY POINT, NC 28457-9584
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2020	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
Feb 15, 2019	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2014 · Amount on Record
Deed Sale	Mar 21, 2014 · Amount on Record
Prior Sale	Jun 30, 2011 · Amount on Record
Deed Document Number	0001104392
Deed Book / Page	110 / 4392
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	418 BALCOMBE RD, ROCKY POINT, NC 28457-9584
Document Number	0047050431
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	418 BALCOMBE RD ROCKY POINT NC 284579584, ROCKY POINT, NC 28457-9584

Mortgage

Document Number	0047050431
Date	Feb 26, 2020
Book Page	004705/000431
Instrument	20060183

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	418 BALCOMBE RD, ROCKY POINT, NC 28457-9584
Document Number	0046791495
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 7, 2019
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	418 BALCOMBE RD ROCKY POINT NC 284579584, ROCKY POINT, NC 28457-9584

Mortgage

Document Number	0046791495
Date	Feb 21, 2019
Book Page	004679/001495
Instrument	20045872

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2049

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,851.00 (+8.5%)	$274,680 (+54.71%) Land $31,500 Building $243,180	$274,680 (+54.71%) Land $31,500 Building $243,180
2023		$177,541 (-) Land $40,000 Building $137,541	$177,541 (-) Land $40,000 Building $137,541
2022	$1,706.00	$177,541 Land $40,000 Building $137,541	$177,541 Land $40,000 Building $137,541

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	4 (2018–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDER COUNTY UTILITIES serves 32,302 people · EPA ID NC7071011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2026 Haloacetic acids resolved · Jan 2024 Turbidity resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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