418 Atcher St, Radcliff, KY 40160 Property Records

Hardin County property record for 418 Atcher St, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,880 sqft · built 1967
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on File
Tax Bill	$1,445 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160-20-05-051`

Property Details

APN / Parcel Number

Primary APN	`160-20-05-051`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area

Exterior

Year Built	Built 1967
Architectural Style	Raised Ranch
Exterior Material	Brick
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Attached
Garage Area	351 sqft

Exterior Amenities

Porch	Porch
Porch Area	309 sqft
Patio Area	24 sqft
Shed	1 Shed
Shed Area	196 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	418 ATCHER ST
City	RADCLIFF
State	KY
Zip	40160-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIVERSITY AC LT 067
Legal Subdivision	UNIVERSITY AC
Legal Lot Number	67
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	4
Census Block	4013
Census Tract	400

Owner

Source: Hardin County records · APN 160-20-05-051

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	91 COZY ACRES DR, ELIZABETHTOWN, KY 42701-7410
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	0000206553
Record Updated	Jun 08, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Feb 12, 2026
Property Address	418 ATCHER ST, RADCLIFF, KY 40160-2004
Document Number	01596/1135
Book / Page	1596 / 1135
Map Reference	MB 2 PG 40
Instrument Date	Feb 11, 2026
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	LIMESTONE T&E LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 COZY ACRES DR, ELIZABETHTOWN, KY 42701-7410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3185 VIEWMONT DR, BELMONT, NC 28012-2793

Mortgage

Document Number	0002601319
Date	Feb 12, 2026
Instrument	2601/319

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Tax Assessment & Valuation

Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,445.00 (+110.64%)	$152,000 (+38.94%) Land $20,000 Building $132,000	$152,000 (+38.94%) Land $20,000 Building $132,000
2023		$109,400 (-) Land $15,300 Building $94,100	$109,400 (-) Land $15,300 Building $94,100
2022		$109,400 Land $15,300 Building $94,100	$109,400 Land $15,300 Building $94,100
2021	$686.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardin County (21093C), as of October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210930004004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2008 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brandenburg Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA, Uniti Group.

Based on FCC filings for 300 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0470393, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.