418 38th St, Sunset Beach, NC 28468 Property Records

Brunswick County property record for 418 38th St, Sunset Beach, NC 28468

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,685 sqft · built 2019
Lot Size	0.099 acres (4,312 sqft)
Owner	2 Company Names on Record
Last Sale	$105,000 (Oct 2016)
Tax Bill	$6,182 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2025 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`263AD028`

Property Details

APN / Parcel Number

Primary APN	`263AD028`
Alternative APNs	`104415730106` `80054296` `80175191`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	2,685 sqft Heated Area
Gross Area	4,139 sqft
1st Floor Area	182 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,312 sqft (0.099 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80175191
Street Address	418 38TH ST
City	SUNSET BEACH
State	NC
Zip	28468-4122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR2
Legal Description	L-25 B-40 SB PL 7/64A-64B
Legal Subdivision	SUNSET BEACH
Legal Block	40
Legal Lot Number	25
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	1
Census Block	1037
Census Tract	20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	319 BLUFFTONWOOD DR, PITTSBORO, NC 27312-4177
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Oct 31, 2025	Intrafamily Transfer, Transfer
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Oct 28, 2019	Trustee's Deed, Construction Loan · Construction Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2016 · Amount on Record
Deed Sale	Oct 27, 2016 · Amount on Record
Prior Sale	Jun 1, 1985
Deed Book / Page	3832 / 285
Last Transfer Date	Oct 23, 2025
Transfer Doc	0054490577
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Recording Date	May 26, 2026
Property Address	418 38TH ST, SUNSET BEACH, NC 28468-4122
Document Number	5564000129
Book / Page	5564 / 129
Instrument Date	Apr 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DATA SEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust, 222
Address	418 38TH ST, SUNSET BEACH, NC 28468-4122

Mortgage

Document Number	5564000129,
Date	May 26, 2026
Book Page	5564/129

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRUNSWICK NC
Recording Date	Oct 31, 2025
Property Address	418 38TH ST, SUNSET BEACH, NC 28468-4122
Document Number	0054490577
Book / Page	5449 / 577
Map Reference	MB 7 PG 64-A&64-B
Instrument Date	Oct 23, 2025
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	319 BLUFFTONWOOD DR, PITTSBORO, NC 27312-4177

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	418 38TH ST, SUNSET BEACH, NC 28468-4122
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SPRING CREEK CT, WINSTON SALEM, NC 27106-2652

Mortgage

Document Number	0049970174
Date	Apr 10, 2023
Book Page	4997/174

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	WINSTON SALEM, NC 27106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Oct 28, 2019
Property Address	418 38TH ST, SUNSET BEACH, NC 28468-4122
Document Number	0042660810
Book / Page	004266 / 000810
Instrument Date	Oct 25, 2019
Transaction Type	Construction Loan
Record Updated	Nov 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 38TH ST SUNSET BEACH NC 28468, SUNSET BEACH, NC 28468

Mortgage

Document Number	42660810
Date	Oct 28, 2019
Book Page	004266/000810

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Sunset Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,151,780 (-) Land $228,000 Building $923,780	$1,151,780 (-) Land $228,000 Building $923,780
2025	$6,182.00 (+0.02%)	$1,151,780 (-) Land $228,000 Building $923,780	$1,151,780 (-) Land $228,000 Building $923,780
2024	$6,181.00
2023		$1,151,780 Land $228,000 Building $923,780	$1,151,780 Land $228,000 Building $923,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 970 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,102 units insured incl. 132 condo units
Nearby Flood Claims	210 (1979–2022)
Claims Outside the SFHA	6 of 210
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 43 claims Hurricane Bonnie, Aug 1998 · 53 claims Hurricane Fran, Sep 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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