418 16th St, Aurora, NE 68818 Property Records

Hamilton County property record for 418 16th St, Aurora, NE 68818

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,011 sqft · built 1998
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jun 2023)
Tax Bill	$2,341 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3445-03-0-10375-000-1562`

Property Details

APN / Parcel Number

Primary APN	`3445-03-0-10375-000-1562`
Alternative APNs	`3445-00-0-10375-000-1562` `410055506`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,011 sqft Living Area
1st Floor Area	1,011 sqft
Basement Area	2,022 sqft
Finished Basement	911 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	75 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	268 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	418 16TH ST
City	AURORA
State	NE
Zip	68818-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	W 1/2 LOT 1 OF SUB OF LOT 10 COTTAGE HOME SUB
Legal Range	06
Legal Township	10
Legal Section	03
Legal Subdivision	COTTAGE HOME SUB
Legal Lot Number	1,10
Jurisdiction	HAMILTON NE
Township / Civil Division	4
Census Block Group	1
Census Block	1043
Census Tract	969300

Owner

Source: Hamilton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	418 16TH ST, AURORA, NE 68818-2806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 30, 2023	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Oct 16, 2019	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT
Aug 26, 2022	Trustee's Deed, Foreclosure · Line of Credit COGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Aug 26, 2022 · Amount on Record
Deed Document Number	20231085
Deed Book / Page	110 / 464
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	418 16TH ST, AURORA, NE 68818-2806
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 16TH ST, AURORA, NE 68818-2806

Mortgage

Document Number	0202502038
Date	Dec 18, 2025
Instrument	2025-02038

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON NE
Recording Date	Jun 30, 2023
Property Address	418 16TH ST, AURORA, NE 68818-2806
Document Number	000110/464
Book / Page	110 / 464
Instrument Date	May 23, 2023
Instrument	2023-01085
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	GRAND ISLAND ABSTRACT ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$461.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202301086
Date	Jun 30, 2023
Instrument	2023-01086

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	418 16TH ST, AURORA, NE 68818-2806
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000325/106
Date	Oct 16, 2019
Book Page	325/106
Instrument	3626

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

August 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON NE
Recording Date	Aug 26, 2022
Property Address	418 16TH ST, AURORA, NE 68818-2806
Document Number	000109/472
Book / Page	109 / 472
Instrument Date	Aug 8, 2022
Instrument	2022-01583
Transaction Type	Foreclosure
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.75
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 13TH ST, AURORA, NE 68818-2407

Mortgage

Document Number	0000353/90
Date	Aug 29, 2022
Book Page	353/90
Instrument	2022-01588

Lender

Name	COGENT BANK
Type	Bank
Address	AURORA, NE 68818

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Aurora City
County	Hamilton County
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,135 (+7.99%) Land $18,000 Building $220,135	$238,135 (+7.99%) Land $18,000 Building $220,135
2025	$2,341.00 (+17.82%)	$220,525 (+56.58%) Land $18,000 Building $202,525	$220,525 (+56.58%) Land $18,000 Building $202,525
2023	$1,987.00 (-5.65%)	$140,840 (-) Land $18,000 Building $122,840	$140,840 (-) Land $18,000 Building $122,840
2022	$2,106.00	$140,840 Land $18,000 Building $122,840	$140,840 Land $18,000 Building $122,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1980–1990)
Most Recent Claim	Jul 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 4,678 people · EPA ID NE3108101
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	1.44 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Big Red Communications, Viaero Wireless.

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