418 13th St, Aurora, NE 68818 Property Records

Hamilton County property record for 418 13th St, Aurora, NE 68818

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,557 sqft · built 1907
Lot Size	0.485 acres (21,128 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Oct 2021)
Tax Bill	$2,730 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3445-04-0-10415-001-1625`

Property Details

APN / Parcel Number

Primary APN	`3445-04-0-10415-001-1625`
Alternative APNs	`3445-00-0-10415-001-1625` `410056170`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,557 sqft Living Area
1st Floor Area	2,197 sqft
Basement Area	1,292 sqft
Finished Basement	680 sqft
Unfinished Basement	680 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	21,128 sqft (0.485 acres)
Lot Dimensions	190 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	1,110 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	222 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	418 13TH ST
City	AURORA
State	NE
Zip	68818-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOTS 12-13 BLK 1 STRANDS ADD
Legal Range	06
Legal Township	10
Legal Section	04
Legal Subdivision	STRANDS ADD
Legal Block	1
Legal Lot Number	12-13
Jurisdiction	HAMILTON NE
Township / Civil Division	4
Census Block Group	3
Census Block	3042
Census Tract	969300

Owner

418 13th St is owned and occupied by two individuals who bought it in October 2021.

Source: Hamilton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	418 13TH ST, AURORA, NE 68818-2734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE MORTGAGE
Oct 25, 2021	Warranty Deed, Transfer · FHA Mortgage MORIA DEVELOPMENT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Deed Document Number	20212340
Deed Book / Page	108 / 375
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Recording Date	Sep 18, 2026
Property Address	418 13TH ST, AURORA, NE 68818-2734
Document Number	0000001478
Instrument Date	Sep 11, 2026
Instrument	20261478
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 13TH ST, AURORA, NE 68818-2734

Mortgage

Document Number	0000001478,
Date	Sep 18, 2026
Instrument	20261478

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON NE
Recording Date	Oct 25, 2021
Property Address	418 13TH ST, AURORA, NE 68818-2734
Document Number	000108/375
Book / Page	108 / 375
Instrument Date	Oct 20, 2021
Instrument	2021-02340
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202102341
Date	Oct 25, 2021
Instrument	2021-02341

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 418 13th St was $2,730.

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Aurora City
County	Hamilton County
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,675 (+6.83%) Land $41,130 Building $233,545	$274,675 (+6.83%) Land $41,130 Building $233,545
2025	$2,730.00	$257,115 Land $42,255 Building $214,860	$257,115 Land $42,255 Building $214,860
2023	$2,902.00	$205,720 Land $42,255 Building $163,465	$205,720 Land $42,255 Building $163,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 13th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 13th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 4,678 people · EPA ID NE3108101
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	1.44 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Viaero Wireless.

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