418 10th St S, Virginia, MN 55792 Property Records

St. Louis County property record for 418 10th St S, Virginia, MN 55792

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 2 ba · 1,568 sqft · built 1910
Lot Size	0.103 acres (4,499 sqft)
Owner	Company Name on Record
Last Sale	$66,165 (Sep 2010)
Tax Bill	$1,848 (2026)
Deeds & Mortgages	Sep 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`090-0050-00960`

Property Details

APN / Parcel Number

Primary APN	`090-0050-00960`
Alternative APN	`902390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,568 sqft Gross Area
1st Floor Area	784 sqft
Basement Area	192 sqft
Finished Basement	192 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,499 sqft (0.103 acres)
Garage Area	396 sqft

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	27 sqft
Patio Area	238 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	902390
Street Address	418 10TH ST S
City	VIRGINIA
State	MN
Zip	55792-2843
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	W 1/2 OF LOT 8 AND ALL OF LOT 9 SERIAL #
Legal Subdivision	ANDERSONS 2ND ADD TO VIRGINIA
Legal Block	10
Legal Lot Number	8-9
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	4
Census Block	4013
Census Tract	13100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 308, VIRGINIA, MN 55792-0308
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2010 · Amount on Record
Deed Sale	Sep 29, 2010 · Amount on Record
Prior Sale	Aug 22, 2001 · Amount on Record
Deed Document Number	20101144794
Last Transfer Date	Jan 10, 2011
Transfer Doc	0000053222
Record Updated	Sep 20, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	418 10TH ST S, VIRGINIA, MN 55792-2843
Document Number	00A1397591
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	418 10TH ST S VIRGINIA MN 557922843, VIRGINIA, MN 55792-2843

Mortgage

Document Number	00A1397591
Date	Dec 3, 2020
Instrument	A1397591

Lender

Name	NORTH STAR CU
Address	COOK, MN 55723

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,848.00 (+12%)
2025	$1,650.00 (+6.45%)	$74,100 (+11.26%) Land $5,000 Building $69,100	$74,100 (+11.26%) Land $5,000 Building $69,100
2024	$1,550.00	$66,600 (+20.87%) Land $4,300 Building $62,300	$66,600 (+20.87%) Land $4,300 Building $62,300
2022		$55,100 Land $3,800 Building $51,300	$55,100 Land $3,800 Building $51,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20