Dunklin County property record for 41794 Bernard Rd, Malden, MO 63863
| Property Type | Single Family Home |
|---|---|
| Details | 1,186 sqft · built 1982 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $326 (2025) |
| Deeds & Mortgages | Aug 2026 Construction Loan Nov 2017 Line of Credit |
| APN | 06-02.0-04-002-01-005.000.000 |
| Primary APN | 06-02.0-04-002-01-005.000.000 |
|---|---|
| Alternative APN |
|
| Building Area | 1,186 sqft Living Area |
|---|---|
| 1st Floor Area | 1,096 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plywood |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 142 ft deep x 90 ft wide |
| Garage Type | Built-in |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 12309 |
|---|---|
| Street Address | 41794 BERNARD RD |
| City | MALDEN |
| State | MO |
| Zip | 63863-9540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE NW: BEG AT NE COR,S ALONG 1/4 SEC LINE 517.08',S 89D 52M W 250' TO TRUE POB PROPER,CONTINUING S 89D 52M W 167' TO A POI |
| Legal Range | 10E |
| Legal Township | 22N |
| Legal Section | 04 |
| Jurisdiction | DUNKLIN MO |
| Township / Civil Division | COTTON HILL |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 360200 |
41794 Bernard Rd is owned and occupied by an individual.
Source: Dunklin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41794 BERNARD RD, MALDEN, MO 63863-9540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BANK |
| Nov 28, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUNKLIN MO |
| Recording Date | Aug 31, 2026 |
| Property Address | 41794 BERNARD RD, MALDEN, MO 63863-9540 |
| Document Number | 0000002591 |
| Book / Page | 2026 / 2591 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 20262591 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 2 BROOKFIELD DR, DEXTER, MO 63841-8495 |
| Document Number | 0000002591, |
|---|---|
| Date | Aug 31, 2026 |
| Book Page | 2026/2591 |
| Instrument | 20262591 |
| Name | SOUTHERN BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUNKLIN MO |
| Property Address | 41794 BERNARD RD, MALDEN, MO 63863-9540 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017R3397 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 2017/3397 |
| Instrument | 2017R3397 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MALDEN, MO 63863 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 41794 Bernard Rd was $326.
Source: Dunklin County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Dunklin County |
| County Subdivision | Cotton Hill Township |
| Unified School District | Malden R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,760 (-) | $35,560 (-) Land $4,410 Building $31,150 | |
| 2025 | $326.00 | $6,760 | $35,560 Land $4,410 Building $31,150 |
| 2023 | $6,690 | $35,230 Land $4,410 Building $30,820 | |
| 2020 | $292.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 41794 Bernard Rd; there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Apr 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41794 Bernard Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNKLIN COUNTY PWSD 1 serves 4,307 people · EPA ID MO4024206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Dec 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| BPS Networks Fixed Wireless | 25 / 5 |
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