417878 E 1123 Rd, Checotah, OK 74426 Property Records

McIntosh County property record for 417878 E 1123 Rd, Checotah, OK 74426

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 846 sqft · built 1980
Lot Size	0.229 acres (9,997 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (May 2025)
Tax Bill	$720 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`460016819`

Property Details

APN / Parcel Number

Primary APN	`460016819`
Alternative APN	`0405-00-007-010-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	846 sqft Living Area
1st Floor Area	846 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	9,997 sqft (0.229 acres)
Garage Type	Detached
Garage Area	960 sqft
Porch	Slab
Porch Area	352 sqft
Utility Building	960 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	460016819
Street Address	417878 E 1123 RD
City	CHECOTAH
State	OK
Zip	74426-9665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10 & 11 BLK 7 LEISURE LAND EST. 784/358 899/274 903/421 990/787 996/32 1231/687 1231/689 1231/691 1231/693
Legal Range	16E
Legal Township	11N
Legal Section	35
Legal Subdivision	LEISURE LAND
Legal Block	7
Legal Lot Number	10,11
Jurisdiction	MCINTOSH OK
Township / Civil Division	CHECOTAH
Census Block Group	2
Census Block	2003
Census Tract	779601

Owner

Source: McIntosh County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	417878 E 1123 RD, CHECOTAH, OK 74426-9665
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
May 28, 2025	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Dec 5, 2016 · Amount on Record
Deed Document Number	20252222
Deed Book / Page	1231 / 693
Prior Transfer Date	Apr 30, 2025
Prior Transfer Doc	0000002220
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Recording Date	Jun 10, 2026
Property Address	417878 E 1123 RD, CHECOTAH, OK 74426-9665
Document Number	0000002664
Book / Page	1265 / 736
Instrument Date	May 29, 2026
Instrument	20262664
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417878 E 1123 RD, CHECOTAH, OK 74426-9665

Mortgage

Document Number	0000002664,
Date	Jun 10, 2026
Book Page	1265/736
Instrument	20262664

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH OK
Recording Date	May 28, 2025
Property Address	417878 E 1123 RD, CHECOTAH, OK 74426-9665
Document Number	001231/693
Book / Page	1231 / 693
Instrument Date	May 27, 2025
Instrument	I-2025-002222
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417878 E 1123 RD, CHECOTAH, OK 74426-9665

Mortgage

Document Number	001231/695
Date	May 28, 2025
Book Page	1231/695
Instrument	I-2025-002223

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,697 (+117.14%) Land $2,200 Building $15,497	$160,881 (+65.51%) Land $20,000 Building $140,881
2025	$720.00	$8,150 (-) Land $1,233 Building $6,917	$97,204 (+3.38%) Land $15,000 Building $82,204
2024	$720.00 (+14.47%)	$8,150 (+10.25%) Land $1,246 Building $6,904	$94,022 (+39.91%) Land $15,000 Building $79,022
2023	$629.00	$7,392 Land $1,100 Building $6,292	$67,201 Land $10,000 Building $57,201

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · lower than 71% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCINTOSH CO. RWS & SWMD #2 (ONAPA) serves 2,774 people · EPA ID OK1020535
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Oct 2025
Treatment and Procedure	Organic carbon removal Apr 2026 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cross Wireless Fixed Wireless	50 / 10

May also be available: AT&T.

Nearby Properties on E 1123 Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures