41780 Parsons Rd, Lagrange, OH 44050 Property Records

Lorain County property record for 41780 Parsons Rd, Lagrange, OH 44050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,858 sqft · built 2003
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (May 2024)
Tax Bill	$3,579 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit May 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00-022-000-076`

Property Details

APN / Parcel Number

Primary APN	`10-00-022-000-076`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,858 sqft Living Area
1st Floor Area	1,858 sqft

Exterior

Year Built	Built 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	42,689 sqft (0.98 acres)
Lot Dimensions	355 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	150 sqft
Patio Area	224 sqft
Pole Barn	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	41780 PARSONS RD
City	LAGRANGE
State	OH
Zip	44050-9710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARSONS COUNTY ESTATES 120 X 355
Legal Subdivision	PARSONS COUNTRY ESTATES
Legal Lot Number	19
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	3
Census Block	3025
Census Tract	77100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	41780 PARSONS RD, LAGRANGE, OH 44050-9710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 31, 2024	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jun 2, 2022	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2024 · Amount on Record
Deed Sale	May 31, 2024 · Amount on Record
Prior Sale	Jun 2, 2022 · Amount on Record
Deed Document Number	2024002717
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	41780 PARSONS RD, LAGRANGE, OH 44050-9710
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41780 PARSONS RD, LAGRANGE, OH 44050-9710

Mortgage

Document Number	0000056410
Date	Jun 17, 2025
Instrument	2025-0056410

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 31, 2024
Property Address	41780 PARSONS RD, LAGRANGE, OH 44050-9710
Document Number	0000014855
Map Reference	VOL 32 PG 79
Instrument Date	May 30, 2024
Instrument	2024-0014855
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	AMERICA TITLE, AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	41780 PARSONS RD, LAGRANGE, OH 44050-9710

Mortgage

Document Number	0000014856
Date	May 31, 2024
Instrument	2024-0014856

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 2, 2022
Property Address	41780 PARSONS RD, LAGRANGE, OH 44050-9710
Document Number	0000877792
Map Reference	MB 32 PG 79
Instrument Date	May 18, 2022
Instrument	2022-0877792
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	41780 PARSONS RD, LAGRANGE, OH 44050-9710

Mortgage

Document Number	0000877793
Date	Jun 2, 2022
Instrument	2022-0877793

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2037
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.5%
Index	Other
Margin	3
Max Rate	8.5%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,579.00	$90,600 (+%) Land $16,270 Building $74,330	$258,850 (-) Land $46,480 Building $212,370
2024	$3,579.00 (+9.52%)	$90,598 (+35.76%) Land $16,268 Building $74,330	$258,850 (+35.77%) Land $46,480 Building $212,370
2023	$3,268.00 (+0.77%)	$66,732 (+%) Land $15,810 Building $50,922	$190,660 (-) Land $45,170 Building $145,490
2022	$3,243.00	$66,730 Land $15,810 Building $50,920
2021			$190,660 Land $45,170 Building $145,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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