4178 W State Rd, Lansing, MI 48906 Property Records

Clinton County property record for 4178 W State Rd, Lansing, MI 48906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,342 sqft · built 1900
Lot Size	20 acres (871,200 sqft)
Owner	Trust Name on File
Tax Bill	$621 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Nov 2022 Transfer + 2 more
Flood Zone	Zone A (high risk)
APN	`150-025-400-010-00`

Property Details

APN / Parcel Number

Primary APN	`150-025-400-010-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,342 sqft Living Area
1st Floor Area	1,072 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	871,200 sqft (20 acres)
Lot Depth	9 ft Depth

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Deck Area	72 sqft
Patio Area	72 sqft
Utility Building	572 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4178 W STATE RD
City	LANSING
State	MI
Zip	48906-9154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	S 1/2 OF SE 1/4 OF SE 1/4, SEC. 25 T5N R3W
Legal Range	03W
Legal Township	05N
Legal Section	25
Jurisdiction	CLINTON MI
Township / Civil Division	WATERTOWN
Census Block Group	3
Census Block	3001
Census Tract	10300

Owner

4178 W State Rd is owner-occupied and held in a trust since September 2022.

Source: Clinton County records, as of June 2, 2026

Owner of Record	Trust Name on File
Mailing Address	4178 W STATE RD, LANSING, MI 48906-9154
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage LAFCU
Nov 28, 2022	Intrafamily Transfer, Transfer
Oct 26, 2017	Deed of Trust, Mortgage · Line of Credit LAFCU
Oct 5, 2020	Deed of Trust, Mortgage · Line of Credit LAFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 8, 2022
Transfer Doc	0005331103
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	4178 W STATE RD, LANSING, MI 48906-9154
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005339775
Date	Oct 31, 2023
Instrument	5339775

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2033
Change Frequency	6 Months
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Margin	3
Max Rate	11.1%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Nov 28, 2022
Property Address	4178 W STATE RD, LANSING, MI 48906-9154
Document Number	0005331103
Instrument Date	Sep 8, 2022
Instrument	5331103
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4178 W STATE RD, LANSING, MI 48906-9154

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	4178 W STATE RD, LANSING, MI 48906-9154
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5259819
Date	Oct 26, 2017
Instrument	5259819

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 23, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	4178 W STATE RD, LANSING, MI 48906-9154
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5298814
Date	Oct 5, 2020
Instrument	5298814

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4178 W State Rd was $621 with a homeowner's exemption, down 70.1% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Watertown Charter Township
Unified School District	Waverly Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,650 (+9.56%) Land $76,200 Building $58,450	$269,300 (+9.56%) Land $152,400 Building $116,900
2025	$621.00 (-70.1%) Homeowner's exemption	$122,900 Land $69,600 Building $53,300	$245,800 Land $139,200 Building $106,600
2024	$2,077.00 (+9.78%)
2023	$1,892.00 Homeowner's exemption	$103,250	$206,500
2022	$1,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4178 W State Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4178 W State Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ACD.net Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone, Xfinity.

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