4178 The Trace, Dover, TN 37058 Property Records

Stewart County property record for 4178 The Trace, Dover, TN 37058

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,134 sqft · built 2000
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,500 (Apr 2021)
Tax Bill	$1,407 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2021 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`081126 00402`

Property Details

APN / Parcel Number

Primary APN	`081126 00402`
Alternative APN	`126 00402`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	3,134 sqft Living Area
1st Floor Area	1,567 sqft
Upper Floors Area	1,567 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	600 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	4178 THE TRCE
City	DOVER
State	TN
Zip	37058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: F99
Jurisdiction	STEWART TN
Township / Civil Division	7
Census Block Group	1
Census Block	1067
Census Tract	110600

Owner

Source: Stewart County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	470 EDENWAY RD, DOVER, TN 37058-6002
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · VA Mortgage RELIANT BANK
Apr 26, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Feb 13, 2019	Quit Claim Deed, Transfer Quitclaim
Sep 27, 2018	Warranty Deed, Subdivision Related Transfer
Sep 27, 2018	Warranty Deed, Transfer
Mar 7, 2018	Special Warranty Deed, Transfer · Conventional Mortgage VARGO PATTY
Mar 6, 2017	Foreclosure
Mar 6, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2021 · Amount on Record
Deed Sale	Apr 26, 2021 · Amount on Record
Prior Sale	Sep 27, 2018 · Amount on Record
Deed Document Number	202161133
Deed Book / Page	253 / 576
Prior Transfer Date	Feb 11, 2019
Prior Transfer Doc	0000221/37
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEWART TN
Property Address	4178 THE TRCE, DOVER, TN 37058
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000247/64
Date	Dec 21, 2020
Book Page	247/64
Instrument	59819

Lender

Name	RELIANT BANK
Type	Bank
Address	BRENTWOOD, TN 37027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEWART TN
Recording Date	Apr 26, 2021
Property Address	4178 THE TRCE, DOVER, TN 37058
Document Number	000253/576
Book / Page	253 / 576
Map Reference	MB 211 PG 1
Instrument Date	Apr 19, 2021
Instrument	61133
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, FOUNDATION T&E CLARKSVILLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4178 HIGHWAY 49, TENNESSEE RIDGE, TN 37178-6058

Mortgage

Document Number	0000061134
Date	Apr 26, 2021
Instrument	61134

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEWART TN
Recording Date	Feb 13, 2019
Property Address	4178 THE TRCE, DOVER, TN 37058
Document Number	0000221/37
Book / Page	221 / 37
Instrument Date	Feb 11, 2019
Instrument	54414
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4178 HIGHWAY 49, TENNESSEE RIDGE, TN 37178-6058

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STEWART TN
Recording Date	Sep 27, 2018
Property Address	4178 THE TRCE, DOVER, TN 37058
Document Number	000216/748
Book / Page	216 / 748
Instrument Date	Sep 19, 2018
Instrument	53462
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4178 HIGHWAY 49, TENNESSEE RIDGE, TN 37178-6058

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEWART TN
Recording Date	Sep 27, 2018
Property Address	4178 THE TRCE, DOVER, TN 37058
Document Number	000216/745
Book / Page	216 / 745
Instrument Date	Sep 2, 2018
Instrument	53461
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4178 HIGHWAY 49, TENNESSEE RIDGE, TN 37178-6058
Investor	Possibly a Property Investor

March 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	STEWART TN
Recording Date	Mar 7, 2018
Property Address	4178 THE TRCE, DOVER, TN 37058
Document Number	00000211/1
Book / Page	211 / 1
Instrument Date	Mar 5, 2018
Instrument	52035
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	841 WREN RD STE 1, 1, GOODLETTSVILLE, TN 37072-2325
Investor	Possibly a Property Investor

Mortgage

Document Number	00000211/5
Date	Mar 7, 2018
Book Page	211/5
Instrument	52036

Lender

Name	VARGO PATTY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2019

March 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	STEWART TN
Recording Date	Mar 6, 2017
Property Address	4178 HIGHWAY 49, TENNESSEE RIDGE, TN 37178-6058
Document Number	000199/659
Book / Page	199 / 659
Instrument Date	Mar 1, 2017
Instrument	49516
Transaction Type	Foreclosure
Record Updated	Sep 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043
Mail Care Of	FANNIN MAE

March 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	STEWART TN
Recording Date	Mar 6, 2017
Property Address	4178 THE TRCE, DOVER, TN 37058
Document Number	000199/659
Book / Page	199 / 659
Instrument Date	Mar 1, 2017
Instrument	49516
Transaction Type	Foreclosure
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043
Mail Care Of	FANNIN MAE
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stewart County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Stewart County
Unified School District	Stewart County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,407.00	$94,650 (-) Land $3,025 Building $91,625
2024	$1,407.00 (+6.83%)	$94,650 (+69.62%) Land $3,025 Building $91,625
2023	$1,317.00	$55,800 (-) Land $2,025 Building $53,775
2022	$1,317.00	$55,800 Land $2,025 Building $53,775	$223,200 (-41.05%) Land $8,100 Building $215,100
2021			$378,600 Land $12,100 Building $366,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2013–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPT serves 4,037 people · EPA ID TN0000193
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on The Trace

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