Mobile County property record for 4178 Spring Valley Dr N, Mobile, AL 36693
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,668 sqft · built 1974 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Apr 2012) |
| Tax Bill | $2,824 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Apr 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R023301013000083 |
| Primary APN | R023301013000083 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,668 sqft Living Area |
| 1st Floor Area | 3,172 sqft |
| Upper Floors Area | 2,992 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 1,127 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 129 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1054879 |
|---|---|
| Old Parcel Number | R023301013000083 |
| Street Address | 4178 SPRING VALLEY DR N |
| City | MOBILE |
| State | AL |
| Zip | 36693-4353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 SKYLINE WOODS SUB MBK 19 PG 32 #SEC 01 T5S R2W #MP33 01 01 3 000 |
| Legal Range | 02W |
| Legal Township | 05S |
| Legal Section | 01 |
| Legal Subdivision | SKYLINE WOODS |
| Legal Lot Number | 24 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 3000 |
Source: Mobile County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4178 SPRING VALLEY DR N, MOBILE, AL 36693-4353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 8, 2024 | Intrafamily Transfer, Transfer · Line of Credit FIGURE LENDING LLC |
| Dec 27, 2017 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2012 · Amount on Record |
| Deed Sale | Apr 12, 2012 · Amount on Record |
| Prior Sale | Apr 12, 2012 · Amount on Record |
| Deed Document Number | 0000022062 |
| Deed Book / Page | 006881 / 001944 |
| Last Transfer Date | Apr 8, 2024 |
| Transfer Doc | 0000021300 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 4178 SPRING VALLEY DR N, MOBILE, AL 36693-4353 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000022532 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | 2024022532 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 6, 2039 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Apr 8, 2024 |
| Property Address | 4178 SPRING VALLEY DR N, MOBILE, AL 36693-4353 |
| Document Number | 0000021300 |
| Instrument Date | Apr 8, 2024 |
| Instrument | 2024021300 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3905 SKYLAND CIR S, MOBILE, AL 36693-2856 |
| Name | Verified Name |
|---|---|
| Address | 4178 SPRING VALLEY DR N, MOBILE, AL 36693-4353 |
| Document Number | 0000022532 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 2024022532 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 6, 2039 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 4178 SPRING VALLEY DR N, MOBILE, AL 36693-4353 |
| Document Number | 0000001310 |
| Instrument Date | Dec 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4178 SPRING VALLEY DR N MOBILE AL 366934353, MOBILE, AL 36693-4353 |
| Document Number | 0000001310 |
|---|---|
| Date | Jan 8, 2018 |
| Book Page | 007592/001771 |
| Instrument | 1310 |
| Name | COMMUNITY BK |
|---|---|
| Type | Bank |
| Address | MOBILE, AL 36608 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Mobile County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,824.00 (+5.49%) Homeowner's exemption | $45,370 (+5.36%) Land $4,500 Building $40,870 | $453,700 (+5.36%) Land $45,000 Building $408,700 |
| 2024 | $2,677.00 (+5.73%) Homeowner's exemption | $43,060 (+5.62%) Land $4,500 Building $38,560 | $430,600 (+5.62%) Land $45,000 Building $385,600 |
| 2023 | $2,532.00 Homeowner's exemption | $40,770 Land $4,500 Building $36,270 | $407,700 Land $45,000 Building $362,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 10 (1979–1998) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Mar 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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