4178 S Emerald Ave, Chicago, IL 60609 Property Records

Cook County property record for 4178 S Emerald Ave, Chicago, IL 60609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,920 sqft · built 2005
Lot Size	0.064 acres (2,787 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Jun 2009)
Tax Bill	$8,162 (2023)
Deeds & Mortgages	Nov 2019 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-04-117-040`

Property Details

APN / Parcel Number

Primary APN	`20-04-117-040`
Alternative APN	`20-04-117-040-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	2,787 sqft (0.064 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4178 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60609-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Subdivision	SUPERIOR COURT PARTITION
Legal Block	13
Legal Lot Number	13,12
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1026
Census Tract	842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4178 S Emerald Ave is owned and occupied by an individual who bought it in June 2009.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4178 S EMERALD AVE, CHICAGO, IL 60609-2645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Mar 22, 2018	Deed of Trust, Mortgage · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2009 · Amount on File
Deed Sale	Jun 9, 2009 · Amount on File
Prior Sale	Sep 19, 2006 · Amount on File
Deed Document Number	200912076
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4178 S EMERALD AVE, CHICAGO, IL 60609-2645
Document Number	1933725028
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4178 S EMERALD AVE CHICAGO IL 606092645, CHICAGO, IL 60609-2645

Mortgage

Document Number	1933725028
Date	Dec 3, 2019
Instrument	33725028

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 2, 2034

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4178 S EMERALD AVE, CHICAGO, IL 60609-2645
Document Number	1808908282
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	CHASE RECORDS CTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4178 S EMERALD AVE CHICAGO IL 606092645, CHICAGO, IL 60609-2645

Mortgage

Document Number	1808908282
Date	Mar 30, 2018
Instrument	8908282

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Mar 29, 2033

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,000 Land $2,230 Building $42,770	$450,000 Land $22,300 Building $427,700
2023	$8,162.00 (+2.86%)
2022	$7,935.00 (+2.04%) Homeowner's exemption	$42,000 (-) Land $2,787 Building $39,213	$420,000 (-) Land $27,870 Building $392,130
2021	$7,776.00 Homeowner's exemption	$42,000 Land $2,787 Building $39,213	$420,000 Land $27,870 Building $392,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4178 S Emerald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4178 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

Nearby Properties on S Emerald Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures