4178 River Rd, Downsville, NY 13755 Property Records

Delaware County and Colchester Town property record for 4178 River Rd, Downsville, NY 13755

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	6.48 acres (282,269 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jan 2019)
Tax Bill	$3,578 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122400 376.-2-45.2`

Property Details

APN / Parcel Number

Primary APN	`122400 376.-2-45.2`
Alternative APN	`24003760000002045200`

Exterior

Architectural Style	Multi-Family
Lot Area	282,269 sqft (6.48 acres)

Location & Zoning

Street Address	4178 RIVER RD
City	DOWNSVILLE
State	NY
Zip	13755-3606
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	OVERING TRACT
Legal Block	2
Legal Lot Number	45.200
Jurisdiction	DELAWARE NY
Township / Civil Division	COLCHESTER
Census Block Group	3
Census Block	3021
Census Tract	971300

Owner

Source: Delaware County and Colchester Town records · APN 122400 376.-2-45.2

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4178 RIVER RD, DOWNSVILLE, NY 13755-3606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 14, 2019 · Amount on Record
Deed Sale	Jan 14, 2019 · Amount on Record
Deed Document Number	2019352
Deed Book / Page	1581 / 324
Record Updated	Jun 08, 2026

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Jan 14, 2019
Property Address	4178 RIVER RD, DOWNSVILLE, NY 13755-3606
Document Number	001581/324
Book / Page	1581 / 324
Instrument Date	Jan 09, 2019
Instrument	352
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 CORBETT RD, DOWNSVILLE, NY 13755-3421

Mortgage

Document Number	0000000353
Date	Jan 14, 2019
Instrument	353

Lender

Name	DELAWARE NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001581/324
Date	Jan 14, 2019
Book Page	1581/324
Instrument	352

Lender

Name	DELAWARE NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Tax Assessment & Valuation

Source: Delaware County and Colchester Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Colchester Town
Unified School District	Downsville Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,578.00 (+5.51%)	$5,500 (-) Land $600 Building $4,900	$137,500 (-) Land $15,000 Building $122,500
2023		$5,500 Land $600 Building $4,900	$137,500 Land $15,000 Building $122,500
2020	$3,391.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 13, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	36 (1984–2011)
Claims Outside the SFHA	1 of 36
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding, Jul 2006 · 18 claims Tropical Depression Ivan, Sep 2004 · 6 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
MTC Cable Cable	1,000 / 50

Based on FCC filings for 22 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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