4178 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 4178 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 736 sqft
Lot Size	0.296 acres (12,894 sqft)
Owner	Individual Name on File
Tax Bill	$429 (2025)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-14-442-0014-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-442-0014-000`

Interior

Full Baths	1 Bath
Building Area	736 sqft Living Area
1st Floor Area	736 sqft

Exterior

Lot Area	12,894 sqft (0.296 acres)
Lot Depth	94 ft Depth

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	4178 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF LOTS 191, 192 & A 35 FT STRIP LYING BETW SAID LOTS & THE LAND BETW THE NLY LINE OF M-29 & S LINE OF LOTS 191 & 192 LYING S OF A LINE COMM ON EXTD W LINE OF LOT 191 S 3 DEG 38 MIN W 26.9 FT FROM SW COR OF SAID LOT 191, TH S 87 DEG 37 MIN E 137
Legal Range	16E
Legal Township	02N
Legal Section	3
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT #2
Legal Lot Number	191-192
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3014
Census Tract	646000

Owner

Source: St. Clair County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4178 POINTE TREMBLE RD, ALGONAC, MI 48001-4654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 5, 2023
Transfer Doc	0000565536
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 18, 2023
Property Address	4178 POINTE TREMBLE RD, ALGONAC, MI 48001-4654
Document Number	0000565536
Book / Page	5655 / 36
Map Reference	LB 48 PG 32
Instrument Date	Sep 5, 2023
Instrument	2023016476
Transaction Type	Transfer
Record Updated	Oct 6, 2023
Title Company	VYLLA TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4178 POINTE TREMBLE RD, ALGONAC, MI 48001-4654

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4178 POINTE TREMBLE RD, ALGONAC, MI 48001-4654

Mortgage

Document Number	2023016477
Date	Sep 18, 2023
Instrument	2023016477

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$429.00 (-52.65%) Homeowner's exemption	$59,300 (+7.04%)
2024	$906.00 (+7.22%)		$118,600 (+7.04%)
2023		$55,400
2022	$845.00		$110,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20