Oakland County property record for 4178 Gardner Ave, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,046 sqft · built 1949 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Oct 2025) |
| Tax Bill | $3,965 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jun 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-07-403-009 |
| Primary APN | 04-25-07-403-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,046 sqft Living Area |
| 1st Floor Area | 852 sqft |
| Basement Area | 852 sqft |
| Unfinished Basement | 852 sqft |
| Game Room | Game Room |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Garage Area | 363 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 116 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4178 GARDNER AVE |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-1482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 7 COTTAGE HOMES SUB N 40 FT OF LOT 31 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | COTTAGE HOMES |
| Legal Lot Number | 31 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 170100 |
4178 Gardner Ave is owned and occupied by an individual who bought it in October 2025.
Source: Oakland County records, as of July 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 N ALEXANDER AVE, ROYAL OAK, MI 48067-1989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage CF BANK |
| Jun 5, 2017 | Warranty Deed, Transfer GREATER MACOMB TITLE |
| Jun 9, 2017 | Quit Claim Deed, Transfer GREATER MACOMB TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2025 · Amount on File |
| Deed Sale | Oct 17, 2025 · Amount on File |
| Prior Sale | Jun 5, 2017 · Amount on File |
| Deed Document Number | 2025132643 |
| Deed Book / Page | 60635 / 75 |
| Prior Transfer Date | May 16, 2017 |
| Prior Transfer Doc | 0000112356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 17, 2025 |
| Property Address | 4178 GARDNER AVE, BERKLEY, MI 48072-1482 |
| Document Number | 0000132643 |
| Book / Page | 60635 / 75 |
| Map Reference | LB 21 PG 27 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 132643 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5577 DEERWOOD, COMMERCE TOWNSHIP, MI 48382-1004 |
| Name | Verified Name |
|---|---|
| Address | 4178 GARDNER AVE, BERKLEY, MI 48072-1482 |
| Document Number | 0060627241 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 60627/241 |
| Name | CF BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 5, 2017 |
| Property Address | 4178 GARDNER AVE, BERKLEY, MI 48072-1482 |
| Document Number | 0000108832 |
| Book / Page | 000731 / 000240 |
| Instrument | 108832 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2017 |
| Title Company | GREATER MACOMB TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4178 GARDNER AVE BERKLEY MI 480721482, BERKLEY, MI 48072-1482 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 9, 2017 |
| Property Address | 4178 GARDNER AVE, BERKLEY, MI 48072-1482 |
| Document Number | 0000112356 |
| Book / Page | 050751 / 000304 |
| Instrument Date | May 16, 2017 |
| Instrument | 112356 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | GREATER MACOMB TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4178 GARDNER AVE BERKLEY MI 480721482, BERKLEY, MI 48072-1482 |
The 2025 property tax bill for 4178 Gardner Ave was $3,965 with a homeowner's exemption, down 2.9% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,965.00 (-2.89%) Homeowner's exemption | $125,090 (+4.97%) | $250,180 (+4.97%) |
| 2024 | $4,083.00 (+11.53%) Homeowner's exemption | $119,170 (+7.57%) | $238,340 (+7.57%) |
| 2023 | $3,661.00 Homeowner's exemption | $110,780 | $221,560 |
| 2021 | $3,410.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4178 Gardner Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4178 Gardner Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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