Iosco County property record for 4178 Chambers Rd, Oscoda, MI 48750
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1997 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,597 (2025) |
| Deeds & Mortgages | May 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 11000730000130 |
| Primary APN | 11000730000130 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,456 sqft Building Perimeter |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Modular |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 672 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4178 CHAMBERS RD |
|---|---|
| City | OSCODA |
| State | MI |
| Zip | 48750-9031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T23N R7E SEC 7 A-10 (SURVEY L-559 P-279) S 1/2 OF N 1/2 OF NW 1/4 OF SW 1/4 EASEMENT FOR INGRESS/ENGRESS L271/P264 |
| Legal Range | 07E |
| Legal Township | 23N |
| Legal Section | 07 |
| Jurisdiction | IOSCO MI |
| Township / Civil Division | WILBER |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 900 |
4178 Chambers Rd is owned and occupied by an individual.
Source: Iosco County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4178 CHAMBERS RD, OSCODA, MI 48750-9031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IOSCO MI |
| Property Address | 4178 CHAMBERS RD, OSCODA, MI 48750-9031 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020002483 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 2020002483 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
The 2025 property tax bill for 4178 Chambers Rd was $1,597 with a homeowner's exemption.
Source: Iosco County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Iosco County |
| County Subdivision | Wilber Township |
| Unified School District | Oscoda Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,600 Land $125,600 | $251,200 Land $251,200 | |
| 2025 | $1,597.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4178 Chambers Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4178 Chambers Rd is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 98.1% of Michigan |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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