Cooper County property record for 4176 Wisdom Dr, California, MO 65018
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1,630 sqft · built 2014 |
| Lot Size | 43 acres (1,873,080 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $97,500 (Oct 2021) |
| Tax Bill | $588 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-6.0-13-000-000-004.001 |
| Primary APN | 19-6.0-13-000-000-004.001 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 1,630 sqft Adjusted Area |
| 1st Floor Area | 1,152 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Metal |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,873,080 sqft (43 acres) |
| Cooling System | None |
|---|---|
| Heating System | Wood Furnace |
| Heating Fuel | Wood |
| Street Address | 4176 WISDOM DR |
|---|---|
| City | CALIFORNIA |
| State | MO |
| Zip | 65018-2532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SP...POB S 700, E 3610, N 360, W 1958, NW 278, W 121, S 38 W 1396 POB |
| Legal Range | 16W |
| Legal Township | 46N |
| Legal Section | 13 |
| Jurisdiction | COOPER MO |
| Township / Civil Division | NORTH MONITEAU |
| Census Block Group | 2 |
| Census Block | 2158 |
| Census Tract | 950100 |
4176 Wisdom Dr, a rural home, is owned and occupied by two individuals who bought it in October 2021.
Source: Cooper County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4176 WISDOM DR, CALIFORNIA, MO 65018-2532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2021 · Amount on File |
| Deed Sale | Oct 27, 2021 · Amount on File |
| Deed Document Number | 20213152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOPER MO |
| Property Address | 4176 WISDOM DR, CALIFORNIA, MO 65018-2532 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4176 WISDOM DR, CALIFORNIA, MO 65018-2532 |
| Document Number | 0020260719 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026-0719 |
| Name | THE TIPTON LATHAM BANK NA |
|---|---|
| Type | Bank |
| Address | TIPTON, MO 65081 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 62 Months |
| Due | May 25, 2031 |
The 2025 property tax bill for 4176 Wisdom Dr was $588, up 0.2% from the year before.
Source: Cooper County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Cooper County |
| Unified School District | Prairie Home R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,480 (-) | $74,100 (-) Land $14,000 Building $60,100 | |
| 2025 | $588.00 (+0.17%) | $9,480 (+1.72%) | $74,100 Land $14,000 Building $60,100 |
| 2024 | $587.00 (+2.44%) | $9,320 (-) | |
| 2023 | $573.00 (+33.88%) | $9,320 (+32.95%) | $73,300 Land $13,200 Building $60,100 |
| 2022 | $428.00 | $7,010 | |
| 2021 | $54,000 Land $13,200 Building $40,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4176 Wisdom Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4176 Wisdom Dr is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 63% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Co-Mo Connect Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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