4176 Spring Valley Rd, Afton, VA 22920 Property Records

Albemarle County property record for 4176 Spring Valley Rd, Afton, VA 22920

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,712 sqft · built 1754
Lot Size	3.04 acres (132,727 sqft)
Owner	Individual Name on File
Last Sale	$84,000 (Jan 2022)
Tax Bill	$3,752 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09600-00-00-01900`

Property Details

APN / Parcel Number

Primary APN	`09600-00-00-01900`
Alternative APN	`39658`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,712 sqft Finished Area
Family Room	Family Room
Flooring	Wood

Exterior

Year Built	Built 1754
Effective Year Built	Effective 2021
Architectural Style	Other
Exterior Material	Other
Construction Type	Wood
Roof Material	Wood
Lot Area	132,727 sqft (3.04 acres)
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Oil

Location & Zoning

Street Address	4176 SPRING VALLEY RD
City	AFTON
State	VA
Zip	22920-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE TRACT R
Legal Subdivision	HEARDS PLANTATION
Legal Tract	R
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	3
Census Block	3072
Census Tract	11201

Owner

4176 Spring Valley Rd is owned by an individual who bought it in January 2022.

Source: Albemarle County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4194 SPRING VALLEY RD, AFTON, VA 22920-2141
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Sep 30, 2020	Grant Deed, Transfer PATE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2022 · Amount on File
Deed Sale	Jan 27, 2022 · Amount on File
Prior Sale	Oct 19, 2021 · Amount on File
Deed Document Number	20221167
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 19, 2021
Property Address	4194 SPRING VALLEY RD, AFTON, VA 22920-2141
Document Number	005626/539
Book / Page	5626 / 539
Map Reference	MB 305 PG 449
Instrument Date	Oct 19, 2021
Instrument	2021-00017583
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4194 SPRING VALLEY RD, AFTON, VA 22920-2141

Mortgage

Document Number	202100017584
Date	Oct 19, 2021
Instrument	2021-00017584

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 30, 2020
Property Address	4194 SPRING VALLEY RD, AFTON, VA 22920-2141
Document Number	0000013666
Book / Page	005398 / 000472
Instrument Date	Sep 25, 2020
Instrument	13666
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$63.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1209 AGNESE ST CHARLOTTESVILLE VA 229013731, CHARLOTTESVILLE, VA 22901-3731

Mortgage

Document Number	13667
Date	Sep 30, 2020
Book Page	005398/000475
Instrument	13667

Lender

Name	PATE FINANCIAL LLC

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4176 Spring Valley Rd was $3,752, up 11.5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,752.00 (+11.47%)	$419,700 (+11.44%) Land $117,200 Building $302,500	$419,700 (+11.44%) Land $117,200 Building $302,500
2025	$3,366.00	$376,600 Land $100,000 Building $276,600	$376,600 Land $100,000 Building $276,600
2023	$2,975.00	$348,400 Land $105,700 Building $242,700	$348,400 Land $105,700 Building $242,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4176 Spring Valley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4176 Spring Valley Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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