4176 Olga Dr, San Jose, CA 95117 Property Records

Santa Clara County property record for 4176 Olga Dr, San Jose, CA 95117

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,868 sqft · built 2018
Lot Size	0.054 acres (2,332 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,473,000 (Apr 2019)
Tax Bill	$22,078 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`299-36-071`

Property Details

APN / Parcel Number

Primary APN	`299-36-071`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,868 sqft Living Area
1st Floor Area	840 sqft
2nd Floor Area	1,028 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	2,332 sqft (0.054 acres)
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	4176 OLGA DR
City	SAN JOSE
State	CA
Zip	95117-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CP
Legal Description	TRACT 10198 BOOK 874 PAGE 1 PAGE 3 LOT 5
Legal Subdivision	TRACT NO 10198
Legal Tract	10198
Legal Lot Number	5
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2004
Census Tract	506304

Owner

Source: Santa Clara County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4176 OLGA DR, SAN JOSE, CA 95117-2331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Apr 19, 2019	Grant Deed, Transfer · ARM PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2019 · Amount on Record
Deed Sale	Apr 19, 2019 · Amount on Record
Deed Document Number	201924160983
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4176 OLGA DR, SAN JOSE, CA 95117-2331
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4176 OLGA DR, SAN JOSE, CA 95117-2331

Mortgage

Document Number	0025150407
Date	Nov 1, 2021
Instrument	25150407

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4176 OLGA DR, SAN JOSE, CA 95117-2331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4176 OLGA DR, SAN JOSE, CA 95117-2331

Mortgage

Document Number	0024776424
Date	Jan 6, 2021
Instrument	24776424

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 19, 2019
Property Address	4176 OLGA DR, SAN JOSE, CA 95117-2331
Document Number	0024160983
Map Reference	MB 874 PG 1-3
Instrument Date	Apr 9, 2019
Instrument	24160983
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4176 OLGA DR, SAN JOSE, CA 95117-2331

Mortgage

Document Number	0024160984
Date	Apr 19, 2019
Instrument	24160984

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Moreland School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,675,563 (+2%) Land $967,152 Building $708,411
2025	$22,078.00 (+3.8%) Homeowner's exemption	$1,642,710 (+4.04%) Land $948,189 Building $694,521
2023	$21,270.00 (+1.52%) Homeowner's exemption	$1,578,923 Land $911,371 Building $667,552
2022	$20,952.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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