4176 Jackson Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 4176 Jackson Rd, Cottondale, FL 32431 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,188 sqft · built 1940
Lot Size5 acres (217,800 sqft)
OwnerOwner Name on File
Tax Bill$361 (2025)
Deeds & MortgagesJul 2025 Second Mortgage
Flood ZoneZone X (minimal risk)
APN03-5N-12-0000-0180-0020

Property Details

APN / Parcel Number

Primary APN03-5N-12-0000-0180-0020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,188 sqft Heated Area
Gross Area1,236 sqft
Interior WallsPlywood

Exterior

Year BuiltBuilt 1940
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage TypeCarport
CarportCarport
Carport Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area48 sqft
Shed1 Shed
Lean-To392 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemConvection

Location & Zoning

Street Address4176 JACKSON RD
CityCOTTONDALE
StateFL
Zip32431-6520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOR 1172 P 668 COMM AT NEC OF SECT, RUN N 89.23 FT, W 329.77 FT ALONG N LINE OF SECT TO BEGIN, S 660 FT, W 330 FT, N 660 FT TO
Legal Range12W
Legal Township05N
Legal Section03
JurisdictionJACKSON FL
Township / Civil DivisionCOTTONDALE
Census Block Group1
Census Block1020
Census Tract210400

Owner

Source: Jackson County records · APN 03-5N-12-0000-0180-0020

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address4176 JACKSON RD, COTTONDALE, FL 32431-6520
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 12, 2007
Transfer Doc0011720668
Record UpdatedJun 08, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON FL
Property Address4176 JACKSON RD, COTTONDALE, FL 32431-6520
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4176 JACKSON RD, COTTONDALE, FL 32431-6520

Mortgage

Document Number0018850513
DateJul 30, 2025
Book Page1885/513
Instrument202532008569
Lender
NameFIRST COMMERCE CU
TypeCredit Union
AddressTALLAHASSEE, FL 32314
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJul 08, 2035

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
MunicipalityJacob City
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$361.00 (+8.73%) Homeowner's exemption$45,316 (+2.9%)$50,906 (-) Land $25,000 Building $25,906
2024$332.00 (+9.21%) Homeowner's exemption$44,039 (+3%)$50,906 (+2.14%) Land $25,000 Building $25,906
2023$304.00 (+12.59%) Homeowner's exemption$42,756 (+3%)$49,839 (+7.79%) Land $25,000 Building $24,839
2022$270.00 Homeowner's exemption$41,511$46,235 Land $25,000 Building $21,235

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (12063C), updated January 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Jackson Rd

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