4176 Hailey Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 4176 Hailey Dr, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,239 sqft · built 1978
Lot Size	0.303 acres (13,199 sqft)
Owner	2 Individual Names on File
Last Sale	$277,000 (Jul 2018)
Tax Bill	$3,944 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-2727-0057-00-8`

Property Details

APN / Parcel Number

Primary APN	`12-2727-0057-00-8`
Alternative APN	`11-12-2727-0057-00-8`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,239 sqft Living Area
1st Floor Area	1,166 sqft
Basement Area	1,073 sqft
Unfinished Basement	1,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	132 ft deep x 100 ft wide
Garage Area	547 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4176 HAILEY DR
City	SAINT JOSEPH
State	MI
Zip	49085-9535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Description	LOT 57 GLENLORD SUBDIVISION NO 2
Legal Subdivision	GLENLORD SUB
Legal Lot Number	57
Legal Unit	57
Jurisdiction	BERRIEN MI
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1009
Census Tract	1400

Owner

4176 Hailey Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4176 HAILEY DR, SAINT JOSEPH, MI 49085-9535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK
Jul 20, 2018	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jul 20, 2018	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on File
Deed Sale	Jul 20, 2018 · Amount on File
Prior Sale	Jul 20, 2018 · Amount on File
Deed Book / Page	3212 / 43
Prior Transfer Date	Jul 16, 2018
Prior Transfer Doc	3212000041
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4176 HAILEY DR, SAINT JOSEPH, MI 49085-9535
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03224/0034
Date	Dec 3, 2018
Book Page	3224/0034

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4176 HAILEY DR, SAINT JOSEPH, MI 49085-9535
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03250/1199
Date	Sep 20, 2019
Book Page	3250/1199

Lender

Name	CHEMICAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jul 20, 2018
Property Address	4176 HAILEY DR, SAINT JOSEPH, MI 49085-9535
Document Number	03212/0041
Book / Page	3212 / 0041
Map Reference	LB33 PG7
Instrument Date	Jul 16, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 S VERONICA CT, SAINT JOSEPH, MI 49085-2398

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S VERONICA CT, SAINT JOSEPH, MI 49085-2398

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 20, 2018
Property Address	4176 HAILEY DR, SAINT JOSEPH, MI 49085-9535
Document Number	03212/0043
Book / Page	3212 / 0043
Map Reference	LB23 PG7
Instrument Date	Jul 16, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,382.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2731 NILES AVE, SAINT JOSEPH, MI 49085-2444

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4176 HAILEY DR, SAINT JOSEPH, MI 49085-9535

Mortgage

Document Number	0000321245
Date	Jul 20, 2018
Instrument	3212/45

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4176 Hailey Dr was $3,944 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Lincoln Charter Township
Unified School District	Lakeshore School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,200	$398,400
2025	$3,944.00
2023		$142,800	$285,600
2022	$3,430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4176 Hailey Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2007–2017)
Most Recent Claim	Oct 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4176 Hailey Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Surf Internet.

Nearby Properties on Hailey Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures