4176 Camelia Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4176 Camelia Dr, Hernando Beach, FL 34607 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1990
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$819,000 (Apr 2024)
Tax Bill	$8,787 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`R13-223-16-2340-1010-0110`

Property Details

APN / Parcel Number

Primary APN	`R13-223-16-2340-1010-0110`
Alternative APNs	`00165957` `165957`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
1st Floor Area	1,700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	288 sqft
Porch	Porch
Porch Area	1,859 sqft
Deck Area	32 sqft
Patio Area	284 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00165957
Street Address	4176 CAMELIA DR
City	HERNANDO BEACH
State	FL
Zip	34607-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERNANDO BCH UNIT 11 BLK 101 LOT 11
Legal Range	16E
Legal Township	23S
Legal Section	13
Legal Subdivision	HERNANDO BEACH UNIT 11
Legal Block	101
Legal Lot Number	11
Legal Unit	11
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	1
Census Block	1003
Census Tract	41501

Owner

Source: Hernando County records · APN R13-223-16-2340-1010-0110

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3011 MANITOBA AVE, GROVELAND, FL 34736-9128
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 06, 2026	Deed of Trust, Mortgage · Line of Credit MAINSTREET COMMUNITY BANK OF FLORIDA
Apr 24, 2024	Warranty Deed, Transfer · Commercial Mortgage MAINSTREET COMMUNITY BANK OF FLORID
Jul 27, 2018	Warranty Deed, Transfer SOUTHERN SECURITY TITLE SERVICES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2024 · Amount on Record
Deed Sale	Apr 24, 2024 · Amount on Record
Prior Sale	Jul 27, 2018 · Amount on Record
Deed Document Number	2024022561
Deed Book / Page	4413 / 1
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4176 CAMELIA DR, HERNANDO BEACH, FL 34607-3303
Transaction Type	Mortgage
Record Updated	Mar 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3011 MANITOBA AVE, GROVELAND, FL 34736-9128

Mortgage

Document Number	0046641682
Date	Feb 06, 2026
Book Page	4664/1682
Instrument	2026007423

Lender

Name	MAINSTREET COMMUNITY BANK OF FLORIDA
Type	Bank
Address	CLERMONT, FL 34711

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Feb 05, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 24, 2024
Property Address	4176 CAMELIA DR, HERNANDO BEACH, FL 34607-3303
Document Number	0044130001
Book / Page	4413 / 1
Map Reference	MB 8 PG 25
Instrument Date	Apr 22, 2024
Instrument	2024022561
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,733.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2843 SHIPSTON AVE, NEW PORT RICHEY, FL 34655-3722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3011 MANITOBA AVE, GROVELAND, FL 34736-9128

Mortgage

Document Number	0000044135
Date	Apr 24, 2024
Instrument	4413/5

Lender

Name	MAINSTREET COMMUNITY BANK OF FLORID
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 27, 2018
Property Address	4176 CAMELIA DR, HERNANDO BEACH, FL 34607-3303
Document Number	0036071791
Book / Page	003607 / 001791
Instrument Date	Jul 20, 2018
Instrument	45699
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	SOUTHERN SECURITY TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$2,730.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4176 CAMELIA DR HERNANDO BEACH FL 346073303, HERNANDO BEACH, FL 34607-3303

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,787.00 (+136.02%)	$615,581 (+116.19%) Land $264,110 Building $351,471	$615,581 (+4.71%) Land $264,110 Building $351,471
2023		$284,742 (+3%) Land $284,742
2022	$3,723.00 Homeowner's exemption	$276,449	$587,919 Land $207,130 Building $380,789

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 357 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	357 in force
Nearby Flood Claims	602 (1983–2024)
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Helene, Sep 2024 · 245 claims Hurricane Idalia, Aug 2023 · 46 claims Hurricane Hermine, Sep 2016 · 35 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 22% of Florida
Wildfire Likelihood	About 1 in 1,515 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 356 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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