4175 Mountain Way, Cosby, TN 37722 Property Records

Cocke County property record for 4175 Mountain Way, Cosby, TN 37722

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,456 sqft · built 2018
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$3,700 (Oct 2002)
Tax Bill	$720 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015121 02307`

Property Details

APN / Parcel Number

Primary APN	`015121 02307`
Alternative APN	`121 02307`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Flooring	Hardwood
Interior Walls	Masonry

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	186 ft deep x 115 ft wide
Terrain	Rolling
Deck Area	25 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	4175 MOUNTAIN WAY
City	COSBY
State	TN
Zip	37722-2157
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 09, COUNTY AREA: Y01
Jurisdiction	COCKE TN
Township / Civil Division	5
Census Block Group	1
Census Block	1055
Census Tract	920700

Owner

4175 Mountain Way, a mobile home, is owned and occupied by two individuals who acquired it in May 2018.

Source: Cocke County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4175 MOUNTAIN WAY, COSBY, TN 37722-2157
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2018	Deed of Trust, Mortgage NEWPORT FED'L BK
May 15, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2002 · Amount on File
Deed Sale	Oct 1, 2002 · Amount on File
Prior Sale	Mar 5, 1990 · Amount on File
Deed Book / Page	1108 / 316
Last Transfer Date	May 15, 2018
Transfer Doc	0014850346
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCKE TN
Property Address	4175 MOUNTAIN WAY, COSBY, TN 37722-2157
Document Number	1486138
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4175 MOUNTAIN WAY COSBY TN 37722, COSBY, TN 37722

Mortgage

Document Number	1486138
Date	May 31, 2018
Book Page	001486/000138
Instrument	16884

Lender

Name	NEWPORT FED'L BK
Type	Bank
Address	NEWPORT, TN 37821

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COCKE TN
Recording Date	May 15, 2018
Property Address	4175 MOUNTAIN WAY, COSBY, TN 37722-2157
Document Number	1485346
Book / Page	001485 / 000346
Instrument Date	Mar 16, 2018
Instrument	16669
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	122 TREETOP WAY NEWPORT TN 378215914, NEWPORT, TN 37821-5914

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COCKE TN
Recording Date	Jan 29, 2018
Property Address	4175 MOUNTAIN WAY, COSBY, TN 37722-2157
Document Number	1478892
Book / Page	001478 / 000892
Instrument Date	Jan 27, 2018
Instrument	15131
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	122 TREETOP WAY NEWPORT TN 378215914, NEWPORT, TN 37821-5914

Tax Assessment & Valuation

The 2025 property tax bill for 4175 Mountain Way was $720.

Source: Cocke County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Cocke County
Unified School District	Cocke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$720.00	$48,050 Land $2,200 Building $45,850	$192,200 Land $8,800 Building $183,400
2023		$23,075 (-) Land $1,500 Building $21,575
2022	$592.00	$23,075 Land $1,500 Building $21,575	$92,300 Land $6,000 Building $86,300
2020			$92,300 Land $6,000 Building $86,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4175 Mountain Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2004–2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4175 Mountain Way is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 81% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT UTILITIES BOARD serves 34,925 people · EPA ID TN0000500
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Newport Utilities Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Mountain Way

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