4175 Lois St, La Mesa, CA 91941 Property Records

San Diego County property record for 4175 Lois St, La Mesa, CA 91941

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 878 sqft · built 1946
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on Record
Last Sale$228,000 (Jan 2002)
Tax Bill$1,178 (2025)
Deeds & MortgagesMar 2019 Reverse Mortgage
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN474-222-18-00

Property Details

APN / Parcel Number

Primary APN474-222-18-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area878 sqft Living Area

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Lot Area6,600 sqft (0.152 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address4175 LOIS ST
CityLA MESA
StateCA
Zip91941-7417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBLK K LOT 14 TR 002113
Legal SubdivisionVISTA LA MESA
Legal Tract002113
Legal BlockK
Legal Lot Number14
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3004
Census Tract14500

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4175 LOIS ST, LA MESA, CA 91941-7417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2019Deed of Trust, Mortgage · Reverse Mortgage
ONE REVERSE MORTGAGE LLC
Mar 8, 2019Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 2, 2002 · Amount on Record
Deed SaleJan 2, 2002 · Amount on Record
Deed Document Number20022118
Last Transfer DateNov 16, 2002
Transfer Doc0001030559
Record UpdatedOct 29, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4175 LOIS ST, LA MESA, CA 91941-7417
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyTITLE SOURCE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000092513
DateMar 15, 2019
Instrument2019-0092513
Lender
NameONE REVERSE MORTGAGE LLC
TypeReverse Mortgage Lender
AddressSAN DIEGO, CA 92121
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateApr 1, 2020
Change FrequencyAnnually
Index1-Year LIBOR

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4175 LOIS ST, LA MESA, CA 91941-7417
Document Number0000092514
Instrument DateMar 8, 2019
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyAMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4175 LOIS ST LA MESA CA 919417417, LA MESA, CA 91941-7417

Mortgage

Document Number0000092514
DateMar 15, 2019
Instrument92514
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1008 Months
Interest
Rate TypeAdjustable Rate
Rate4%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityLa Mesa City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLemon Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$56,720 (+2%) Land $27,773 Building $28,947
2025$1,178.00 (+12.84%) Homeowner's exemption$55,609 (+4.04%) Land $27,229 Building $28,380
2023$1,044.00 (+2.15%) Homeowner's exemption$53,452 Land $26,173 Building $27,279
2022$1,022.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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