4175 E 550 N, Decatur, IN 46733 Property Records

Adams County property record for 4175 E 550 N, Decatur, IN 46733

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,976 sqft · built 1998
Lot Size	4.62 acres (201,247 sqft)
Owner	2 Individual Names on File
Last Sale	$306,300 (May 2020)
Tax Bill	$2,330 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-06-05-100-012.000-015`

Property Details

APN / Parcel Number

Primary APN	`01-06-05-100-012.000-015`
Alternative APNs	`00707000001960` `01172978647`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
1st Floor Area	1,976 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Game Room	Game Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Roof Material	Asphalt
Lot Area	201,247 sqft (4.62 acres)
Garage Type	Mixed
Garage Area	1,236 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01172978647
Street Address	4175 E 550 N
City	DECATUR
State	IN
Zip	46733-7953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DYER SUB LOT 1 (4.62A)
Legal Subdivision	DYER SUBDIVISION
Legal Lot Number	1
Jurisdiction	ADAMS IN
Township / Civil Division	ST. MARYS
Census Block Group	3
Census Block	3002
Census Tract	30400

Owner

4175 E 550 N is owned and occupied by two individuals who bought it in May 2020.

Source: Adams County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4175 E 550 N, DECATUR, IN 46733-7953
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2018	Deed of Trust, Mortgage FEDERAL CREDIT UNION
May 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK OF BERNE
May 7, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST BANK OF BERNE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2020 · Amount on File
Deed Sale	May 7, 2020 · Amount on File
Prior Sale	Mar 1, 2010 · Amount on File
Deed Document Number	20202117
Prior Transfer Date	Feb 15, 2005
Prior Transfer Doc	2005001913
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	4175 E 550 N, DECATUR, IN 46733-7953
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018001652
Date	May 4, 2018
Instrument	2018001652

Lender

Name	FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record

Interest

Type Change Date	Apr 20, 2028

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	4175 E 550 N, DECATUR, IN 46733-7953
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022002134
Date	May 13, 2022
Instrument	2022002134

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2032

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	May 7, 2020
Property Address	4175 E 550 N, DECATUR, IN 46733-7953
Document Number	2020002117
Instrument Date	May 6, 2020
Instrument	2020002117
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002118
Date	May 7, 2020
Instrument	2020002118

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4175 E 550 N was $2,330 with a homeowner's exemption, up 1.2% from the year before.

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	St. Marys Township
Unified School District	Adams Central Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,330.00 (+1.22%) Homeowner's exemption	$317,900 Land $42,800 Building $275,100	$317,900 Land $42,800 Building $275,100
2024	$2,302.00 (+1.95%)
2023	$2,258.00 (+15.68%)	$273,500 (+8.19%) Land $42,800 Building $230,700	$273,500 (+8.19%) Land $42,800 Building $230,700
2022	$1,952.00	$252,800 Land $42,800 Building $210,000	$252,800 Land $42,800 Building $210,000
2020	$1,707.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4175 E 550 N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4175 E 550 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Verizon, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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