4175 Cholame Rd, Phelan, CA 92371 Property Records

San Bernardino County property record for 4175 Cholame Rd, Phelan, CA 92371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,766 sqft · built 1989
Lot Size	2.31 acres (101,059 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jul 2021)
Tax Bill	$4,968 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2021 Transfer + 3 more
Flood Zone	Zone D (undetermined)
APN	`3101-411-15-0000`

Property Details

APN / Parcel Number

Primary APN	`3101-411-15-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,766 sqft Living Area
Gross Area	2,345 sqft
1st Floor Area	1,766 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	101,059 sqft
Garage Type	Attached
Garage Area	579 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	610 sqft
Patio Area	610 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	4175 CHOLAME RD
City	PHELAN
State	CA
Zip	92371-9780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 11022 LOT 28
Legal Subdivision	TRACT NO 11022
Legal Tract	11022
Legal Block	1
Legal Lot Number	28
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1027
Census Tract	9122

Owner

Source: San Bernardino County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4175 CHOLAME RD, PHELAN, CA 92371-9780
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT MORTGAGE
Jul 26, 2021	Affidavit of Death of Joint Tenant, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jul 26, 2021	Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC
Jan 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 23, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on File
Deed Sale	Jul 26, 2021 · Amount on File
Prior Sale	Jan 25, 2010 · Amount on File
Deed Document Number	2021336590
Prior Transfer Date	Jul 20, 2021
Prior Transfer Doc	0000336589
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 28, 2026
Property Address	4175 CHOLAME RD, PHELAN, CA 92371-9780
Document Number	0000227574
Instrument Date	Aug 24, 2026
Instrument	2026227574
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4175 CHOLAME RD, PHELAN, CA 92371-9780

Mortgage

Document Number	0000227574,
Date	Aug 28, 2026
Instrument	2026227574

Lender

Name	PARAMOUNT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 26, 2021
Property Address	4175 CHOLAME RD, PHELAN, CA 92371-9780
Document Number	0000336589
Map Reference	MB 216 PG 37-41
Instrument Date	Jul 20, 2021
Instrument	2021-0336589
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4175 CHOLAME RD, PHELAN, CA 92371-9780

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 26, 2021
Property Address	4175 CHOLAME RD, PHELAN, CA 92371-9780
Document Number	0000336590
Map Reference	MB 216 PG 37-41
Instrument Date	Jun 25, 2021
Instrument	2021-0336590
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4175 CHOLAME RD, PHELAN, CA 92371-9780

Mortgage

Document Number	0000336591
Date	Jul 26, 2021
Instrument	2021-0336591

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4175 CHOLAME RD, PHELAN, CA 92371-9780
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035679
Date	Jan 31, 2018
Instrument	2018-0035679

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4175 CHOLAME RD, PHELAN, CA 92371-9780
Document Number	0000386642
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4175 CHOLAME RD PHELAN CA 923719780, PHELAN, CA 92371-9780

Mortgage

Document Number	0000386642
Date	Oct 28, 2019
Instrument	386642

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Snowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$416,736 (+2%) Land $83,347 Building $333,389
2025	$4,968.00 (+8.14%) Homeowner's exemption	$408,565 (+4.04%) Land $81,713 Building $326,852
2023	$4,594.00 (+2.38%) Homeowner's exemption	$392,700 Land $78,540 Building $314,160
2022	$4,487.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHELAN PINON HILLS CSD serves 24,509 people · EPA ID CA3610120
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000

May also be available: Frontier, Verizon.

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