Highlands County property record for 4175 Bianca St, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,337 sqft · built 1976 |
| Lot Size | 0.362 acres (15,771 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $272,000 (Sep 2026) |
| Tax Bill | $2,824 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Mar 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C044802002700030 |
| Primary APN | C044802002700030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,337 sqft Living Area |
| Gross Area | 1,867 sqft |
| 1st Floor Area | 1,337 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 15,771 sqft (0.362 acres) |
| Garage Type | Attached |
| Garage Area | 530 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 720 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Porch |
| Porch Area | 165 sqft |
| Patio Area | 364 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4175 BIANCA ST |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-2101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUN N LAKE EST OF SEBRING UNIT 2 PB 9 PG 48 LOT 3 BLK 27 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LAKE EST |
| Legal Block | 27 |
| Legal Lot Number | 3 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 960504 |
Source: Highlands County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4175 BIANCA ST, SEBRING, FL 33872-2101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK |
| Mar 1, 2023 | Warranty Deed, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Nov 4, 2022 | Personal Representative Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 4, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 1, 2019 | Loan Modification, Mortgage · Conventional with PMI SUNTRUST BK |
| Aug 31, 2017 | Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2026 · Amount on Record |
| Deed Sale | Sep 9, 2026 · Amount on Record |
| Prior Sale | Mar 1, 2023 · Amount on Record |
| Deed Document Number | 20262329760 |
| Deed Book / Page | 3216 / 1246 |
| Prior Transfer Date | Dec 6, 2001 |
| Prior Transfer Doc | 0001124359 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 9, 2026 |
| Property Address | 4175 BIANCA ST, SEBRING, FL 33872-2101 |
| Document Number | 0002329760 |
| Book / Page | 3216 / 1246 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 20262329760 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192,304.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4175 BIANCA ST, SEBRING, FL 33872-2101 |
| Document Number | 0002329761, |
|---|---|
| Date | Sep 9, 2026 |
| Instrument | 20262329761 |
| Name | SEACOAST NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 1, 2023 |
| Property Address | 4175 BIANCA ST, SEBRING, FL 33872-2101 |
| Document Number | 0002138777 |
| Book / Page | 2959 / 1190 |
| Map Reference | MB 9 PG 48 |
| Instrument Date | Feb 20, 2023 |
| Instrument | 2138777 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2023 |
| Title Company | WHEATLAND TITLE, HEARTLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,959.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2202 JACKSON DR, SEBRING, FL 33870-1894 |
| Name | Verified Name |
|---|---|
| Address | 4175 BIANCA ST, SEBRING, FL 33872-2101 |
| Document Number | 0029591192 |
|---|---|
| Date | Mar 1, 2023 |
| Instrument | 2959/1192 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Nov 4, 2022 |
| Property Address | 4175 BIANCA ST, SEBRING, FL 33872-2101 |
| Document Number | 0002122651 |
| Book / Page | 2940 / 371 |
| Map Reference | MB 9 PG 48 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2122651 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9852 HORSESHOE BND, 9852, DEXTER, MI 48130-9535 |
| Name | Verified Name |
|---|---|
| Address | 5032 FRIARS COVE ST, SEBRING, FL 33872-2117 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Nov 4, 2022 |
| Property Address | 4175 BIANCA ST, SEBRING, FL 33872-2101 |
| Document Number | 0002122652 |
| Book / Page | 2940 / 373 |
| Map Reference | MB 9 PG 48 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2122652 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9852 HORSESHOE BND, 9852, DEXTER, MI 48130-9535 |
| Name | Verified Name |
|---|---|
| Address | 5032 FRIARS COVE ST, SEBRING, FL 33872-2117 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4175 BIANCA ST, SEBRING, FL 33872-2101 |
| Document Number | 0001963650 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 4175 BIANCA ST SEBRING FL 338722101, SEBRING, FL 33872-2101 |
| Document Number | 0001963650 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 002723/000037 |
| Instrument | 1963650 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4175 BIANCA ST, SEBRING, FL 33872-2101 |
| Document Number | 0001867036 |
| Instrument Date | Aug 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4175 BIANCA ST SEBRING FL 338722101, SEBRING, FL 33872-2101 |
| Document Number | 0001867036 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 002600/000705 |
| Instrument | 1867036 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,824.00 (+34.54%) Homeowner's exemption Veteran's exemption | $167,938 (+10.14%) Land $19,425 Building $148,513 | $167,938 (+10.14%) Land $19,425 Building $148,513 |
| 2024 | $2,099.00 (-12.29%) | ||
| 2023 | $2,393.00 (+206.4%) | $152,470 (+113.64%) Land $12,075 Building $140,395 | $152,470 (+17.13%) Land $12,075 Building $140,395 |
| 2022 | $781.00 Homeowner's exemption Widower's exemption | $71,368 | $130,172 Land $5,775 Building $124,397 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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