4174 S Ridge Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 4174 S Ridge Rd E, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,257 sqft · built 1998
Lot Size	8.69 acres (378,593 sqft)
Owner	2 Individual Names on File
Last Sale	$174,000 (Mar 2009)
Tax Bill	$8,305 (2025)
Deeds & Mortgages	Sep 2018 Transfer May 2018 Line of Credit
Flood Zone	Zone A (high risk)
APN	`17-026-00-001-01`

Property Details

APN / Parcel Number

Primary APN	`17-026-00-001-01`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,257 sqft Living Area
Gross Area	2,829 sqft
1st Floor Area	1,057 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	378,593 sqft (8.69 acres)
Terrain	Low
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	162 sqft
Deck Area	368 sqft
Patio Area	368 sqft
Pole Barn	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4174 S RIDGE RD E
City	GENEVA
State	OH
Zip	44041-9247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 1 -- 11
Legal Subdivision	CONNECTICUT WESTERN RESERVE
Legal Lot Number	11
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4009
Census Tract	802

Owner

4174 S Ridge Rd E is owned and occupied by two individuals who acquired it in September 2018.

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4174 S RIDGE RD E, GENEVA, OH 44041-9247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY
May 2, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2009 · Amount on File
Deed Sale	Mar 20, 2009 · Amount on File
Prior Sale	Aug 11, 1997 · Amount on File
Deed Document Number	20092624
Deed Book / Page	450 / 1932
Last Transfer Date	Sep 25, 2018
Transfer Doc	0000009785
Record Updated	Oct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHTABULA OH
Recording Date	Sep 25, 2018
Property Address	4174 S RIDGE RD E, GENEVA, OH 44041-9247
Document Number	0000009785
Book / Page	000668 / 001927
Instrument Date	Sep 25, 2018
Instrument	9785
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4174 S RIDGE RD KINGSVILLE OH 44048, KINGSVILLE, OH 44048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	4174 S RIDGE RD E, GENEVA, OH 44041-9247
Document Number	0000004924
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4174 S RIDGE RD E GENEVA OH 440419247, GENEVA, OH 44041-9247

Mortgage

Document Number	0000004924
Date	May 22, 2018
Book Page	000659/002344
Instrument	4924

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4174 S Ridge Rd E was $8,305.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,305.00	$101,260 Land $23,380 Building $77,880	$289,300 Land $66,800 Building $222,500
2023	$4,607.00 (+22.72%) Homeowner's exemption	$101,260 (+33.82%) Land $23,380 Building $77,880	$289,300 Land $66,800 Building $222,500
2022	$3,754.00 Homeowner's exemption	$75,670 Land $17,990 Building $57,680
2020			$216,200 Land $51,400 Building $164,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4174 S Ridge Rd E in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4174 S Ridge Rd E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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