Onondaga County and Clay Town property record for 4174 Maider Rd, Clay, NY 13041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,181 sqft · built 1950 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,263 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 312489 026.-01-08.0 |
| Primary APN | 312489 026.-01-08.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,181 sqft Living Area |
| 1st Floor Area | 1,953 sqft |
| Basement Area | 228 sqft |
| Finished Basement | 228 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 45,302 sqft (1.04 acres) |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 216 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4174 MAIDER RD |
|---|---|
| City | CLAY |
| State | NY |
| Zip | 13041-9627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | FL 16 1167432 |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | ONONDAGA NY |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 11300 |
Source: Onondaga County and Clay Town records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4174 MAIDER RD, CLAY, NY 13041-9627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · Balloon Mortgage EMPOWER FEDERAL CREDIT UNION |
| Dec 29, 2021 | Warranty Deed, Transfer · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 11, 2021 |
| Transfer Doc | 0000063068 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | Aug 6, 2026 |
| Property Address | 4174 MAIDER RD, CLAY, NY 13041-9627 |
| Document Number | 0000025775 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202625775 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4174 MAIDER RD, CLAY, NY 13041-9627 |
| Document Number | 0000025775, |
|---|---|
| Date | Aug 6, 2026 |
| Instrument | 202625775 |
| Name | EMPOWER FEDERAL CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | Dec 29, 2021 |
| Property Address | 4174 MAIDER RD, CLAY, NY 13041-9627 |
| Document Number | 2021000063068 |
| Instrument Date | Dec 11, 2021 |
| Instrument | 20210-00063068 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4174 MAIDER RD, CLAY, NY 13041-9627 |
| Document Number | 2021000063069 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 20210-00063069 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
Source: Onondaga County and Clay Town assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Onondaga County |
| County Subdivision | Clay Town |
| Unified School District | Phoenix Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,263.00 | $4,700 (-) Land $500 Building $4,200 | $195,833 (+24.17%) Land $20,833 Building $175,000 |
| 2023 | Homeowner's exemption | $4,700 Land $500 Building $4,200 | $157,718 Land $16,779 Building $140,939 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 23 (1979–2011) |
| Claims Outside the SFHA | 5 of 23 |
| Most Recent Claim | Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
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