Clermont County property record for 4174 Durhams Xing, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,804 sqft · built 2012 |
| Lot Size | 0.286 acres (12,467 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Apr 2013) |
| Tax Bill | $2,898 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-15C-211 |
| Primary APN | 41-32-15C-211 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,804 sqft Living Area |
| 1st Floor Area | 1,374 sqft |
| Family Room | Family Room |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 12,467 sqft (0.286 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 302 sqft |
| Patio Area | 353 sqft |
| Canopy | 302 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4174 DURHAMS XING |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-1759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESERVES AT LIBERTY CROSSING SECTION 3 LOT 79; SEE 413215C211T FOR TIF |
| Legal Subdivision | RESERVES AT LIBERTY CROSSING |
| Legal Lot Number | 79 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 41305 |
4174 Durhams Xing is owned and occupied by an individual who bought it in April 2013.
Source: Clermont County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4174 DURHAMS XING, CINCINNATI, OH 45245-1759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage SUPERIOR CU |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2013 · Amount on File |
| Deed Sale | Apr 5, 2013 · Amount on File |
| Deed Document Number | 201310271 |
| Deed Book / Page | 2444 / 1457 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4174 DURHAMS XING, CINCINNATI, OH 45245-1759 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022644 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 2887/2785 |
| Instrument | 202100022644 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Jul 7, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4174 DURHAMS XING, CINCINNATI, OH 45245-1759 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033182 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 2860/320 |
| Instrument | 202000033182 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
The 2025 property tax bill for 4174 Durhams Xing was $2,898 with a homeowner's exemption, down 14.8% from the year before.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,898.00 (-14.81%) | $2,800 (-) Land $2,800 | |
| 2024 | $3,402.00 (-47.3%) Homeowner's exemption | $2,800 (-) Land $2,800 | $8,000 (-) Land $8,000 |
| 2023 | $6,455.00 (+3,860.12%) Homeowner's exemption | $2,800 (-) Land $2,800 | $8,000 Land $8,000 |
| 2022 | $163.00 Homeowner's exemption | $2,800 Land $2,800 | |
| 2020 | $8,000 Land $8,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4174 Durhams Xing in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4174 Durhams Xing is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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